100 Smith St, Derby, CT 06418 Property Records

Derby City property record for 100 Smith St, Derby, CT 06418

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,542 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$187,000 (Jul 2020)
Tax Bill	$8,923 (2026)
Deeds & Mortgages	Jan 2025 Refinance Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:9 B:4 L:110A`

Property Details

APN / Parcel Number

Primary APN	`DERB M:9 B:4 L:110A`
Alternative APNs	`003463` `9252` `3462`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft
Basement Area	726 sqft
Unfinished Basement	226 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	3462
Street Address	100 SMITH ST
City	DERBY
State	CT
Zip	06418-1220
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	4
Legal Lot Number	110A
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2005
Census Tract	120200

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	133 CLEARVIEW CT, DERBY, CT 06418-1148
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance JAMES JARUSINSKY
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL LENDER LLC
Jul 15, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Deed Book / Page	822 / 172
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	100 SMITH ST, DERBY, CT 06418-1220
Transaction Type	Mortgage
Record Updated	Jan 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000939-212
Date	Jan 2, 2025
Book Page	939/212
Instrument	4

Lender

Name	JAMES JARUSINSKY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	100 SMITH ST, DERBY, CT 06418-1220
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	864-293
Date	Oct 25, 2021
Book Page	864/293
Instrument	2108

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Jul 15, 2020
Property Address	100 SMITH ST, DERBY, CT 06418-1220
Document Number	822-172
Book / Page	822 / 172
Instrument Date	Jul 7, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	822175
Date	Jul 15, 2020
Instrument	822/175

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,923.00 (+48.05%)	$232,120 (+66.38%) Land $31,570 Building $200,550	$384,621 (+293.85%)
2025	$6,027.00	$139,510 (-) Land $31,710 Building $107,800	$97,657 Land $22,197 Building $75,460
2024	$6,027.00 (+11.92%)
2023	$5,385.00	$139,510 (-) Land $31,710 Building $107,800
2022	$5,385.00	$139,510 Land $31,710 Building $107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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