106 Smith St, Derby, CT 06418 Property Records

Derby City property record for 106 Smith St, Derby, CT 06418

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,060 sqft · built 1877
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,975 (May 2024)
Tax Bill	$8,479 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:9 B:4 L:91`

Property Details

APN / Parcel Number

Primary APN	`DERB M:9 B:4 L:91`
Alternative APNs	`003466` `9256` `3466`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	2,060 sqft
Basement Area	1,030 sqft
Unfinished Basement	1,030 sqft

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	3466
Street Address	106 SMITH ST
City	DERBY
State	CT
Zip	06418-1243
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	4
Legal Lot Number	91
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2001
Census Tract	120200

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 SMITH ST, DERBY, CT 06418-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Feb 22, 2017	Warranty Deed, Transfer E MORTGAGE MGMT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	2024492
Deed Book / Page	924 / 203
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	May 1, 2024
Property Address	106 SMITH ST, DERBY, CT 06418-1243
Document Number	000924-203
Book / Page	924 / 203
Instrument Date	Apr 26, 2024
Instrument	492
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SMITH ST, DERBY, CT 06418-1243

Mortgage

Document Number	0000000493
Date	May 1, 2024
Instrument	493

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Feb 22, 2017
Property Address	106 SMITH ST, DERBY, CT 06418-1243
Document Number	751-71
Book / Page	751 / 71
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7510763
Date	Feb 22, 2017
Instrument	00751/0763

Lender

Name	E MORTGAGE MGMT LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,479.00 (+64.07%)	$220,570 (+84.38%) Land $32,130 Building $188,440	$409,191 (+388.64%)
2025	$5,168.00	$119,630 (-) Land $32,930 Building $86,700	$83,741 Land $23,051 Building $60,690
2024	$5,168.00 (+11.91%)
2023	$4,618.00	$119,630 (-) Land $32,900 Building $86,730
2022	$4,618.00	$119,630 Land $32,900 Building $86,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures