84 Smith St, #86, Derby, CT 06418 Property Records

Derby City property record for 84 Smith St, #86, Derby, CT 06418

Property Summary

Property Type	Duplex
Details	9 bd · 2 ba · 2,920 sqft · built 1850
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Mar 1997)
Tax Bill	$7,530 (2024)
Deeds & Mortgages	Dec 2022 Refinance Dec 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DERB M:9 B:4 L:108`

Property Details

APN / Parcel Number

Primary APN	`DERB M:9 B:4 L:108`
Alternative APNs	`003502` `9290` `3502`

Interior

Bedrooms	9 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,920 sqft Living Area
Basement Area	1,221 sqft
Unfinished Basement	1,221 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3502
Street Address	84 SMITH ST, 86
City	DERBY
State	CT
Zip	06418-1220
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	4
Legal Lot Number	108
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	2
Census Block	2005
Census Tract	120200

Owner

84 Smith St, #86 is owned and occupied by two individuals who acquired it in November 2022.

Source: Derby City records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	84 SMITH ST, 86, DERBY, CT 06418-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Dec 14, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 1997 · Amount on File
Deed Sale	Mar 31, 1997 · Amount on File
Deed Book / Page	262 / 928
Last Transfer Date	Nov 30, 2022
Transfer Doc	000896-338
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	84-86 SMITH ST, ANSONIA, CT 06401
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000897-1
Date	Dec 14, 2022
Book Page	897/1
Instrument	1980

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Dec 14, 2022
Property Address	84 SMITH ST # 86, 86, DERBY, CT 06418-1220
Document Number	000896-338
Book / Page	896 / 338
Instrument Date	Nov 30, 2022
Instrument	1979
Transaction Type	Transfer
Record Updated	Jul 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 SMITH ST, DERBY, CT 06418-1220

Mortgage

Document Number	0000001980
Date	Dec 14, 2022
Instrument	1980

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,300 (-) Land $31,900 Building $142,400	$249,000 Land $45,571 Building $203,429
2024	$7,530.00 (+11.92%)
2023	$6,728.00	$174,300 (-) Land $31,850 Building $142,450
2022	$6,728.00	$174,300 Land $31,850 Building $142,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Smith St, #86 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Smith St, #86 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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