100 Cypress Loop, Bloomingdale, GA 31302 Property Records

Effingham County property record for 100 Cypress Loop, Bloomingdale, GA 31302

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,693 sqft · built 2018
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Mar 2020)
Tax Bill	$4,952 (2025)
Deeds & Mortgages	Aug 2020 Sale Mar 2020 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0303A-187-000`

Property Details

APN / Parcel Number

Primary APN	`0303A-187-000`
Alternative APNs	`0303A187` `3851`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,693 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	18,731 sqft (0.43 acres)
Garage Area	400 sqft
Porch	Patio
Porch Area	118 sqft
Deck Area	403 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3851
Street Address	100 CYPRESS LOOP
City	BLOOMINGDALE
State	GA
Zip	31302-0075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.43 AC LOT 187
Legal Subdivision	CYPRESS LAKES
Legal Phase	3
Legal Block	3
Legal Lot Number	187
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3029
Census Tract	30401

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Warranty Deed, Transfer
Mar 6, 2020	Warranty Deed, Subdivision Related Transfer · Stand-Alone Second Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Jul 13, 2016 · Amount on Record
Deed Document Number	2020647
Deed Book / Page	2579 / 226
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 25, 2020
Property Address	100 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075
Document Number	002617/810
Book / Page	2617 / 810
Instrument Date	Aug 25, 2020
Instrument	2020-002364
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 6, 2020
Property Address	100 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075
Document Number	002579/226
Book / Page	2579 / 226
Instrument Date	Mar 6, 2020
Instrument	2020-000647
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075

Mortgage

Document Number	0000002579/0000000229
Date	Mar 12, 2020
Book Page	0000002579/0000000229
Instrument	002413

Lender

Name	RENASANT BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,593 (-3.87%) Land $22,800 Building $166,793	$473,983 (-3.87%) Land $57,000 Building $416,983
2025	$4,952.00 (+8.34%) Homeowner's exemption	$197,233 (-2.16%) Land $22,800 Building $174,433	$493,083 (-2.16%) Land $57,000 Building $436,083
2024	$4,571.00 (+21.8%) Homeowner's exemption	$201,583 (+24.13%) Land $22,800 Building $178,783	$503,957 (+24.13%) Land $57,000 Building $446,957
2023	$3,753.00 (-12.94%) Homeowner's exemption	$162,397 (+14.92%) Land $18,000 Building $144,397	$405,993 (+14.92%) Land $45,000 Building $360,993
2022	$4,311.00 Homeowner's exemption	$141,313 Land $18,000 Building $123,313	$353,282 Land $45,000 Building $308,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	13 (2020–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cypress Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures