Saginaw County property record for 5 Willow Pointe Dr, Freeland, MI 48623
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,950 sqft · built 2024 |
| Lot Size | 0.022 acres (998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,900 (Jan 2026) |
| Tax Bill | $8,839 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-16-3305-000 |
| Primary APN | 29-13-3-16-3305-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Condo/Apartment |
| Lot Area | 998 sqft (0.022 acres) |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5 WILLOW POINTE DR |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-2100 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | A1-AGRI |
| Legal Description | UNIT 5 WILLOW POINTE CONDOMINIUMS SAGINAW COUNTY CONDOMINIUM SUBDIVISION PLAN NO 59 PART OF SW 1/4 SEC 16 T13N R3E ***NEW |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 16 |
| Legal Subdivision | CONDOMINIUM SUBDIVISION |
| Legal Unit | 5 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10101 |
5 Willow Pointe Dr, a condominium, is owned and occupied by an individual who bought it in January 2026.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10416 PRAIRIE VIEW CT, FREELAND, MI 48623-9146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WEST CAPITAL LENDING INC |
| Feb 15, 2024 | Deed of Trust, Mortgage · Construction Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2026 · Amount on File |
| Deed Sale | Jan 2, 2026 · Amount on File |
| Prior Sale | Oct 19, 2023 · Amount on File |
| Deed Document Number | 2026129 |
| Prior Transfer Date | Oct 11, 2023 |
| Prior Transfer Doc | 0000023009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 5 WILLOW POINTE DR, FREELAND, MI 48623-2100 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10416 PRAIRIE VIEW CT, FREELAND, MI 48623-9146 |
| Document Number | 0000000130 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 2026000130 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 17911 VON KARMAN AVE STE 400, IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 5 WILLOW POINTE DR, FREELAND, MI 48623-2100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5474 GARFIELD RD 2, 2, SAGINAW, MI 48603-9610 |
| Document Number | 0000002821 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024002821 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | 515 FRANKLIN ST, MICHIGAN CITY, IN 46360 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Feb 14, 2026 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5 Willow Pointe Dr was $8,839 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,500 | $329,000 | |
| 2025 | $8,839.00 Homeowner's exemption | ||
| 2023 | $10,800 | $21,600 | |
| 2022 | $542.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5 Willow Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Willow Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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