10 Summit St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 10 Summit St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1975
Lot Size	0.485 acres (21,114 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Nov 2018)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2018 Sale & Mortgage + 1 more
APN	`BELC M:251 L:99`

Property Details

APN / Parcel Number

Primary APN	`BELC M:251 L:99`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	2,228 sqft
Basement Area	1,008 sqft
Unfinished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,114 sqft (0.485 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 SUMMIT ST
City	BELCHERTOWN
State	MA
Zip	01007-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	99
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1004
Census Tract	820206

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 SUMMIT ST, BELCHERTOWN, MA 01007-9641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage MORTGAGE NTWK
Nov 9, 2018	Quit Claim Deed, Transfer MORTGAGE NTWK
May 31, 2017	Quit Claim Deed, Mortgage · Conventional with PMI PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Jul 25, 2008 · Amount on Record
Deed Book / Page	13125 / 138
Transfer Doc	013125-138
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	10 SUMMIT ST, BELCHERTOWN, MA 01007-9641
Document Number	13486-46
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SUMMIT ST BELCHERTOWN MA 010079641, BELCHERTOWN, MA 01007-9641

Mortgage

Document Number	13486-46
Date	Dec 13, 2019
Book Page	013486/000046
Instrument	24915

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Nov 9, 2018
Property Address	10 SUMMIT ST, BELCHERTOWN, MA 01007-9641
Document Number	13125-138
Book / Page	013125 / 000138
Instrument Date	Nov 9, 2018
Instrument	22891
Transaction Type	Transfer
Record Updated	Nov 28, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 BARDWELL ST BELCHERTOWN MA 010079861, BELCHERTOWN, MA 01007-9861

Mortgage

Document Number	13125-140
Date	Nov 9, 2018
Book Page	013125/000140
Instrument	22892

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	May 31, 2017
Property Address	10 SUMMIT ST, BELCHERTOWN, MA 01007-9641
Document Number	12634-267
Book / Page	012634 / 000267
Instrument Date	Jan 13, 2017
Instrument	10129
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SUMMIT ST BELCHERTOWN MA 010079641, BELCHERTOWN, MA 01007-9641

Mortgage

Document Number	12634-269
Date	May 31, 2017
Book Page	012634/000269
Instrument	10130

Lender

Name	PEOPLES BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,788.00 (-0.13%)	$330,000 (+5.47%) Land $66,800 Building $263,200	$408,975 (+6.74%)
2024	$4,794.00 (+7.3%)	$312,900 (+14.28%) Land $60,600 Building $252,300	$383,135
2023	$4,468.00	$273,800 Land $55,500 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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