31 Summit St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 31 Summit St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,962 sqft · built 1985
Lot Size	1.13 acres (49,571 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2021)
Tax Bill	$5,094 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Sale & Mortgage + 3 more
APN	`BELC M:251 L:80`

Property Details

APN / Parcel Number

Primary APN	`BELC M:251 L:80`
Alternative APN	`14509`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	2,858 sqft
Basement Area	1,280 sqft
Unfinished Basement	640 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,571 sqft (1.13 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	14509
Street Address	31 SUMMIT ST
City	BELCHERTOWN
State	MA
Zip	01007-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA4
Legal Lot Number	80
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1000
Census Tract	820206

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit MASSMUTUAL FEDERAL CREDIT UNION
Jul 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MASSMUTUAL FEDERAL CREDIT UNION
Feb 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 18, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 18, 2019	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	202118611
Deed Book / Page	14202 / 258
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	31 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015644-31
Date	Feb 4, 2026
Book Page	15644/31
Instrument	1661

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Jul 28, 2021
Property Address	31 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	014202-258
Book / Page	14202 / 258
Instrument Date	Jul 28, 2021
Instrument	18611
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SUMMIT ST, BELCHERTOWN, MA 01007-9174

Mortgage

Document Number	0000018612
Date	Jul 28, 2021
Instrument	18612

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Feb 14, 2020
Property Address	31 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	13540-119
Book / Page	013540 / 000119
Instrument Date	Feb 12, 2020
Instrument	2802
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PARKER ST NORTH ANDOVER MA 018453941, NORTH ANDOVER, MA 01845-3941

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Jan 18, 2019
Property Address	31 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	13183-77
Book / Page	013183 / 000077
Instrument Date	Jan 18, 2019
Instrument	1072
Transaction Type	Transfer
Record Updated	Feb 6, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SUMMIT ST BELCHERTOWN MA 010079174, BELCHERTOWN, MA 01007-9174

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Jan 18, 2019
Property Address	31 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	13183-74
Book / Page	013183 / 000074
Instrument Date	Jan 18, 2019
Instrument	1071
Transaction Type	Transfer
Record Updated	Feb 6, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 BARTON AVE BELCHERTOWN MA 010079458, BELCHERTOWN, MA 01007-9458

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,094.00 (-0.6%)	$351,100 (+4.96%) Land $75,000 Building $276,100	$423,320 (+9.75%)
2024	$5,125.00 (+7.87%)	$334,500 (+14.91%) Land $68,000 Building $266,500	$385,700
2023	$4,751.00	$291,100 Land $62,400 Building $228,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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