35 Summit St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 35 Summit St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,369 sqft · built 1975
Lot Size	0.934 acres (40,685 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Aug 2022)
Tax Bill	$5,209 (2025)
Deeds & Mortgages	May 2026 Second Mortgage Aug 2022 Sale & Mortgage + 4 more
APN	`BELC M:251 L:82`

Property Details

APN / Parcel Number

Primary APN	`BELC M:251 L:82`
Alternative APN	`12810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
Gross Area	2,330 sqft
Basement Area	1,058 sqft
Unfinished Basement	793 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,685 sqft (0.934 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12810
Street Address	35 SUMMIT ST
City	BELCHERTOWN
State	MA
Zip	01007-9174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A4
Legal Lot Number	82
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1000
Census Tract	820206

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALDEN CREDIT UNION
Aug 22, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 20, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Jun 10, 2019	Quit Claim Deed, Mortgage · Conventional with PMI GREENFIELD SVGS BK
Feb 9, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GREENFIELD SVGS
Apr 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	May 20, 2021 · Amount on Record
Deed Document Number	202217638
Deed Book / Page	14655 / 9
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Recording Date	May 1, 2026
Property Address	35 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	015707-231
Book / Page	15707 / 231
Instrument Date	Apr 27, 2026
Instrument	20266305
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SUMMIT ST, BELCHERTOWN, MA 01007-9174

Mortgage

Document Number	0000006305,
Date	May 1, 2026
Book Page	15707/231
Instrument	20266305

Lender

Name	ALDEN CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.75%
Max Rate	-1%

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Aug 22, 2022
Property Address	35 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	00014655-9
Book / Page	14655 / 9
Instrument Date	Aug 22, 2022
Instrument	17638
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	166 HILLSIDE RD APT 7, 7, WESTFIELD, MA 01085-4148

Mortgage

Document Number	0000017639
Date	Aug 22, 2022
Instrument	17639

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	May 20, 2021
Property Address	35 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	14107-337
Book / Page	14107 / 337
Instrument Date	May 20, 2021
Instrument	12166
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35 SUMMIT ST, BELCHERTOWN, MA 01007-9174

Mortgage

Document Number	12167
Date	May 20, 2021
Instrument	12167

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Jun 10, 2019
Property Address	35 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	13284-99
Book / Page	013284 / 000099
Instrument Date	May 28, 2019
Instrument	9399
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SUMMIT ST BELCHERTOWN MA 010079174, BELCHERTOWN, MA 01007-9174

Mortgage

Document Number	13284-102
Date	Jun 10, 2019
Book Page	013284/000102
Instrument	9400

Lender

Name	GREENFIELD SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Feb 9, 2018
Property Address	35 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	12876-132
Book / Page	012876 / 000132
Instrument Date	Feb 6, 2018
Instrument	2461
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,207.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 COMINS RD HADLEY MA 010359654, HADLEY, MA 01035-9654

Mortgage

Document Number	12876-135
Date	Feb 9, 2018
Book Page	012876/000135
Instrument	2462

Lender

Name	GREENFIELD SVGS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Apr 27, 2017
Property Address	35 SUMMIT ST, BELCHERTOWN, MA 01007-9174
Document Number	12606-150
Book / Page	012606 / 000150
Instrument Date	Apr 26, 2017
Instrument	7822
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Amount	Amount Recorded
Tax	$487.92
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 S WASHINGTON ST BELCHERTOWN MA 010079324, BELCHERTOWN, MA 01007-9324

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,209.00 (+2.9%)	$359,000 (+8.66%) Land $73,500 Building $285,500	$393,205 (-11.69%)
2024	$5,062.00 (+4.76%)	$330,400 (+11.58%) Land $66,600 Building $263,800	$445,265
2023	$4,832.00	$296,100 Land $61,000 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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