10 Starshine Cir, Bluffton, SC 29910 Property Records

Beaufort County property record for 10 Starshine Cir, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,830 sqft · built 2014
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$367,000 (Mar 2024)
Tax Bill	$6,337 (2025)
Deeds & Mortgages	Mar 2024 Sale Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R61403600007820000`

Property Details

APN / Parcel Number

Primary APN	`R61403600007820000`
Alternative APN	`13595417`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	13595417
Old Parcel Number	R61403600007820000
Street Address	10 STARSHINE CIR
City	BLUFFTON
State	SC
Zip	29910-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 4 PALMETTO POINT TOWNES FKA LOT 1142-803 PB120 P50~02/14 AC CHNG BY PB137 P3
Legal Subdivision	PALMETTO POINT TOWNES
Legal Lot Number	4 803
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1038
Census Tract	2103

Owner

10 Starshine Cir is owned and occupied by an individual who bought it in March 2024.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10 STARSHINE CIR, BLUFFTON, SC 29910-4509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed, Transfer
Mar 1, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 31, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 1, 2017	Grant Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	2024009480
Deed Book / Page	4314 / 2360
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 1, 2024
Property Address	10 STARSHINE CIR, BLUFFTON, SC 29910-4509
Document Number	0000009480
Book / Page	4314 / 2360
Map Reference	MB 137 PG 34
Instrument Date	Feb 20, 2024
Instrument	2024009480
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Tax	$954.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STARSHINE CIR, BLUFFTON, SC 29910-4509

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	10 STARSHINE CIR, BLUFFTON, SC 29910-4509
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010551
Date	Mar 1, 2019
Book Page	3741/0791
Instrument	2019010551

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	10 STARSHINE CIR, BLUFFTON, SC 29910-4509
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032806
Date	Jun 23, 2020
Book Page	3876/2160
Instrument	2020032806

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 31, 2018
Property Address	10 STARSHINE CIR, BLUFFTON, SC 29910-4509
Document Number	0000005085
Book / Page	003640 / 002617
Instrument Date	Jan 29, 2018
Instrument	5085
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 STARSHINE CIR BLUFFTON SC 299104509, BLUFFTON, SC 29910-4509

Mortgage

Document Number	5086
Date	Jan 31, 2018
Book Page	003640/002620
Instrument	5086

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 1, 2017
Property Address	10 STARSHINE CIR, BLUFFTON, SC 29910-4509
Document Number	0000010388
Book / Page	003555 / 002888
Instrument Date	Feb 27, 2017
Instrument	10388
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STARSHINE CIR BLUFFTON SC 299104509, BLUFFTON, SC 29910-4509

Mortgage

Document Number	10389
Date	Mar 1, 2017
Book Page	003555/002891
Instrument	10389

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 Starshine Cir was $6,337, up 291.2% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,337.00 (+291.17%)	$22,020 (+65.91%)
2024	$1,620.00	$13,272 (-) Land $3,000 Building $10,272	$331,800 (-9.59%) Land $75,000 Building $256,800
2023	$1,620.00 (+8.43%)	$13,272 (+57.25%) Land $3,000 Building $10,272	$367,000 (+73.93%) Land $75,000 Building $292,000
2022	$1,494.00	$8,440 Land $1,000 Building $7,440	$211,000 Land $25,000 Building $186,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Starshine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Starshine Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Spectrum.

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