Bergen County and Cresskill Borough property record for 1 Ridge Rd, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 3,247 sqft · built 2004 |
| Lot Size | 0.246 acres (10,711 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $870,330 (Jun 2004) |
| Tax Bill | $24,108 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00004-0000-00013-04 |
| Primary APN | 08-00004-0000-00013-04 |
|---|---|
| Alternative APN |
|
| Building Area | 3,247 sqft Living Area |
|---|
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 10,711 sqft (0.246 acres) |
| Lot Dimensions | 102 ft deep x 105 ft wide |
| Street Address | 1 RIDGE RD |
|---|---|
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 105 X 102 |
| Legal Subdivision | RIDGE ROAD SUB |
| Legal Block | 4 |
| Legal Lot Number | 13.04 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 RIDGE RD, CRESSKILL, NJ 07626-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Nov 21, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2004 · Amount on Record |
| Deed Sale | Jun 30, 2004 · Amount on Record |
| Prior Sale | Jun 17, 2004 · Amount on Record |
| Deed Book / Page | 8695 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1 RIDGE RD, CRESSKILL, NJ 07626-1028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026181779 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 02618/1779 |
| Instrument | 17-039978 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1 RIDGE RD, CRESSKILL, NJ 07626-1028 |
| Document Number | 0031290543 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 RIDGE RD CRESSKILL NJ 076261028, CRESSKILL, NJ 07626-1028 |
| Document Number | 0031290543 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 003129/000543 |
| Instrument | 87279 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,183,700 (+11.41%) Land $499,500 Building $684,200 | $1,183,700 (+11.41%) Land $499,500 Building $684,200 | |
| 2025 | $24,108.00 (+4.42%) | $1,062,500 (+10.22%) Land $420,400 Building $642,100 | $1,062,500 (+10.22%) Land $420,400 Building $642,100 |
| 2024 | $23,087.00 (+3.73%) | ||
| 2023 | $964,000 Land $351,300 Building $612,700 | $964,000 Land $351,300 Building $612,700 | |
| 2022 | $22,257.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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