10 Ocean Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 10 Ocean Ave, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,589 sqft · built 1900
Lot Size	0.11 acres (4,783 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jul 2025)
Tax Bill	$6,528 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jan 2025 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`WINT M:032 L:040`

Property Details

APN / Parcel Number

Primary APN	`WINT M:032 L:040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,589 sqft Living Area
Gross Area	2,642 sqft
Basement Area	612 sqft
Unfinished Basement	612 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,783 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 OCEAN AVE
City	WINTHROP
State	MA
Zip	02152-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JAMACIZ WAY PLACE
Legal Lot Number	40
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	3
Census Block	3006
Census Tract	180500

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 OCEAN AVE, WINTHROP, MA 02152-1215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
Jan 28, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance MIT FCU
Jul 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Sep 12, 2013 · Amount on Record
Deed Document Number	202548149
Deed Book / Page	71701 / 76
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	10 OCEAN AVE, WINTHROP, MA 02152-1215
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064559-99
Date	Jan 13, 2021
Book Page	64559/99
Instrument	3411

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	10 OCEAN AVE, WINTHROP, MA 02152-1215
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071034-214
Date	Jan 28, 2025
Book Page	71034/214
Instrument	4704

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2045

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jul 30, 2025
Property Address	10 OCEAN AVE, WINTHROP, MA 02152-1215
Document Number	0071701-76
Book / Page	71701 / 76
Instrument Date	Jul 30, 2025
Instrument	48149
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 OCEAN AVE, WINTHROP, MA 02152-1215

Mortgage

Document Number	0000048150
Date	Jul 30, 2025
Instrument	48150

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	10 OCEAN AVE, WINTHROP, MA 02152-1215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61103-1
Date	May 13, 2019
Book Page	61103/1
Instrument	35772

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,528.00 (+15.03%)	$586,000 (+6.56%) Land $351,800 Building $234,200	$690,213 (+15.89%)
2025	$5,675.00 (-0.21%)	$549,900 (+0.75%) Land $335,100 Building $214,800
2024	$5,687.00 (+6.34%)	$545,800 (+9.2%) Land $322,100 Building $223,700	$595,555
2023	$5,348.00	$499,800 Land $294,800 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 individual policies
Nearby Flood Policies	215 units insured incl. 117 condo units
Nearby Flood Claims	83 (1978–2018)
Claims Outside the SFHA	8 of 83
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 8 claims Coastal Storm, Oct 1991 · 11 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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