35 Ocean Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 35 Ocean Ave, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,114 sqft · built 1890
Lot Size	0.056 acres (2,440 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Nov 2020)
Tax Bill	$6,784 (2026)
Deeds & Mortgages	Sep 2019 Refinance Nov 2020 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`33-51-B`

Property Details

APN / Parcel Number

Primary APN	`33-51-B`
Alternative APN	`WINT M:033 L:051-B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,114 sqft Living Area
Gross Area	2,114 sqft
Basement Area	529 sqft
Unfinished Basement	529 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,440 sqft (0.056 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	33-51-B
Street Address	35 OCEAN AVE
City	WINTHROP
State	MA
Zip	02152-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	51-B
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	3
Census Block	3007
Census Tract	180500

Owner

35 Ocean Ave is owned and occupied by an individual who bought it in November 2020.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	35 OCEAN AVE, WINTHROP, MA 02152-1214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 16, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Sep 28, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Mar 30, 2016 · Amount on File
Deed Book / Page	64121 / 135
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	64121-135
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	35 OCEAN AVE, WINTHROP, MA 02152-1214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61739-39
Date	Sep 13, 2019
Book Page	61739/39
Instrument	77914

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Nov 5, 2020
Property Address	35 OCEAN AVE, WINTHROP, MA 02152-1214
Document Number	64121-135
Book / Page	064121 / 000135
Instrument Date	Oct 28, 2020
Instrument	97450
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,275.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 OCEAN AVE WINTHROP MA 021521214, WINTHROP, MA 02152-1214

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	35 OCEAN AVE, WINTHROP, MA 02152-1214
Document Number	63125-309
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 OCEAN AVE WINTHROP MA 021521214, WINTHROP, MA 02152-1214

Mortgage

Document Number	63125-309
Date	Jun 5, 2020
Book Page	063125/000309
Instrument	44194

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 4, 2045

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	35 OCEAN AVE, WINTHROP, MA 02152-1214
Document Number	61914-40
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 OCEAN AVE WINTHROP MA 021521214, WINTHROP, MA 02152-1214

Mortgage

Document Number	61914-40
Date	Oct 18, 2019
Book Page	061914/000040
Instrument	88708

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	35 OCEAN AVE, WINTHROP, MA 02152-1214
Document Number	60215-307
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 OCEAN AVE WINTHROP MA 021521214, WINTHROP, MA 02152-1214

Mortgage

Document Number	60215-307
Date	Sep 27, 2018
Book Page	060215/000307
Instrument	85643

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 35 Ocean Ave was $6,784, up 12.8% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,784.00 (+12.84%)	$609,000 (+4.53%) Land $314,000 Building $295,000	$629,204
2025	$6,012.00 (+0.13%)	$582,600 (+1.11%) Land $299,100 Building $283,500
2024	$6,004.00 (+3.66%)	$576,200 (+6.45%) Land $287,500 Building $288,700	$608,665
2023	$5,792.00	$541,300 Land $263,100 Building $278,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 individual policies
Nearby Flood Policies	215 units insured incl. 117 condo units
Nearby Flood Claims	83 (1978–2018)
Claims Outside the SFHA	8 of 83
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 8 claims Coastal Storm, Oct 1991 · 11 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 35 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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