34 Ocean Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 34 Ocean Ave, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,398 sqft · built 1910
Lot Size	0.117 acres (5,097 sqft)
Owner	Company Name on File
Last Sale	$524,500 (Aug 2022)
Tax Bill	$7,836 (2026)
Deeds & Mortgages	Dec 2023 Refinance Nov 2022 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`WINT M:033 L:053`

Property Details

APN / Parcel Number

Primary APN	`WINT M:033 L:053`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,398 sqft Living Area
Gross Area	4,976 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,097 sqft (0.117 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	34 OCEAN AVE
City	WINTHROP
State	MA
Zip	02152-1215
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	53
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	3
Census Block	3006
Census Tract	180500

Owner

34 Ocean Ave, a duplex, is owned by a company that bought it in August 2022.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	33 BARTLETT RD, WINTHROP, MA 02152-2912
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK
Nov 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK
Aug 2, 2022	Quit Claim Deed, Transfer · Commercial Mortgage MSA LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Deed Document Number	202267211
Deed Book / Page	68033 / 79
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	34 OCEAN AVE, WINTHROP, MA 02152-1215
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069700-121
Date	Dec 7, 2023
Book Page	69700/121
Instrument	78550

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	34 OCEAN AVE, WINTHROP, MA 02152-1215
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068375-296
Date	Nov 2, 2022
Book Page	68375/296
Instrument	90077

Lender

Name	MUTUALONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Aug 2, 2022
Property Address	34 OCEAN AVE, WINTHROP, MA 02152-1215
Document Number	0068033-79
Book / Page	68033 / 79
Instrument Date	Aug 2, 2022
Instrument	67211
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 EVERETT ST, BOSTON, MA 02128-2104

Mortgage

Document Number	0000067212
Date	Aug 2, 2022
Instrument	67212

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 34 Ocean Ave was $7,836, up 13.2% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,836.00 (+13.16%)	$703,400 (+4.83%) Land $354,400 Building $349,000	$813,161
2025	$6,925.00 (+6.64%)	$671,000 (+7.67%) Land $337,600 Building $333,400
2024	$6,494.00 (-3.28%)	$623,200 (-0.69%) Land $324,400 Building $298,800
2023	$6,714.00	$627,500 Land $297,000 Building $330,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 individual policies
Nearby Flood Policies	215 units insured incl. 117 condo units
Nearby Flood Claims	83 (1978–2018)
Claims Outside the SFHA	8 of 83
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 8 claims Coastal Storm, Oct 1991 · 11 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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