Caroline County property record for 13 Oakview Ct, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 864 sqft · built 1996 |
| Lot Size | 0.192 acres (8,354 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Oct 2018) |
| Tax Bill | $3,298 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-016921 |
| Primary APN | 07-016921 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,354 sqft (0.192 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 016921 |
|---|---|
| Street Address | 13 OAKVIEW CT |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 8,354 SF LOT 8 E/S OAKVIEW COURT OAKVIEW |
| Legal Subdivision | OAKVIEW |
| Legal Lot Number | 8 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · VA Mortgage LENDING 3 INC |
| Aug 20, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Oct 19, 2018 | Grant Deed, Transfer · VA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2018 · Amount on Record |
| Deed Sale | Oct 19, 2018 · Amount on Record |
| Prior Sale | Jan 3, 2002 · Amount on Record |
| Deed Book / Page | 1331 / 29 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 13 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0014440348 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | AMERICS TITLE CORPORATION, AMERICS TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13 OAKVIEW CT RIDGELY MD 216602100, RIDGELY, MD 21660-2100 |
| Document Number | 0014440348 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 001444/000348 |
| Name | LENDING 3 INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 13 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0013840153 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13 OAKVIEW CT RIDGELY MD 216602100, RIDGELY, MD 21660-2100 |
| Document Number | 0013840153 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 001384/000153 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | NANTICOKE, MD 21840 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Oct 19, 2018 |
| Property Address | 13 OAKVIEW CT, RIDGELY, MD 21660-2100 |
| Document Number | 0013310029 |
| Book / Page | 001331 / 000029 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | BAY E TITLE COMPANY LLC, BAY E TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13 OAKVIEW CT RIDGELY MD 216602100, RIDGELY, MD 21660-2100 |
| Document Number | 13310036 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 001331/000036 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2048 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,298.00 (+10.63%) | $221,633 (+38.61%) | $245,600 (+41.39%) Land $50,900 Building $194,700 |
| 2025 | $2,981.00 (+21.87%) | ||
| 2023 | $2,446.00 | $159,900 | $173,700 Land $50,900 Building $122,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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