10 James Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 10 James Ct, Oldsmar, FL 34677

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2 ba · 1,445 sqft · built 1981
Lot Size0.113 acres (4,908 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Jul 2025)
Tax Bill$1,545 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APNC62-000-758-2968-9

Property Details

APN / Parcel Number

Primary APNC62-000-758-2968-9
Alternative APNs
  • 04-28-16-73361-000-0790
  • 281604733610000790
  • 162804733610000790
  • R32513

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,445 sqft Living Area
1st Floor Area1,445 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area4,908 sqft (0.113 acres)
View / LotCorner
Garage TypeCarport
CarportCarport
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR32513
Street Address10 JAMES CT
CityOLDSMAR
StateFL
Zip34677-2036
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD251
Legal DescriptionQUAIL FOREST CLUSTER HOMES UNIT ONE-A LOT 79
Legal Range16E
Legal Township28S
Legal Section4
Legal SubdivisionQUAIL FOREST CLUSTER HOMES
Legal Tract73361
Legal Lot Number79
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2007
Census Tract27325

Owner

10 James Ct, a planned unit development, is owned and occupied by an individual who bought it in July 2025.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10 JAMES CT, OLDSMAR, FL 34677-2036
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2025 · Amount on File
Deed SaleJul 3, 2025 · Amount on File
Prior SaleMay 3, 2001 · Amount on File
Deed Document Number2025191951
Deed Book / Page23218 / 2280
Transfer Doc1097000931
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10 JAMES CT, OLDSMAR, FL 34677-2036
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200210089
DateApr 20, 2018
Book Page20021/0089
Instrument2018124249
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 12, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 10 James Ct was $1,545, up 6.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,545.00 (+6.92%)$119,988$293,966 Building $293,966
2024$1,445.00 (+2.99%)
2023$1,403.00 (+4.08%) Homeowner's exemption$113,210 (+3%)$280,446 (+15.73%) Building $280,446
2022$1,348.00 Homeowner's exemption$109,913$242,337 Building $242,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 James Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 267 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies267 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA14 of 22
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 James Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Frontier, WOW Internet, Cable & Phone.

Nearby Properties on James Ct

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