90 James Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 90 James Ct, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,445 sqft · built 1981
Lot Size	0.176 acres (7,676 sqft)
Owner	Individual Name on Record
Last Sale	$3,250 (Mar 2023)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-2960-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-2960-6`
Alternative APNs	`04-28-16-73361-000-0710` `281604733610000710` `162804733610000710` `R32505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,445 sqft Living Area
1st Floor Area	1,445 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1989
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	7,676 sqft (0.176 acres)
View / Lot	Interior
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R32505
Street Address	90 JAMES CT
City	OLDSMAR
State	FL
Zip	34677-2080
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RPD251
Legal Description	QUAIL FOREST CLUSTER HOMES UNIT ONE-A LOT 71
Legal Range	16E
Legal Township	28S
Legal Section	4
Legal Subdivision	QUAIL FOREST CLUSTER HOMES
Legal Tract	73361
Legal Block	2
Legal Lot Number	71
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2007
Census Tract	27325

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 JAMES CT, OLDSMAR, FL 34677-2080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Warranty Deed, Transfer · Conventional Mortgage GTE FCU
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	202372780
Deed Book / Page	22381 / 1354
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 21, 2023
Property Address	90 JAMES CT, OLDSMAR, FL 34677-2080
Document Number	0223811354
Book / Page	22381 / 1354
Map Reference	MB 83 PG 65-68
Instrument Date	Feb 27, 2023
Instrument	2023072780
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4415 PIEDMONT RD, PENSACOLA, FL 32503-3386

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	90 JAMES CT, OLDSMAR, FL 34677-2080

Mortgage

Document Number	0223811355
Date	Mar 21, 2023
Instrument	22381/1355

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2020
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	90 JAMES CT, OLDSMAR, FL 34677-2080
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0216942675
Date	Aug 31, 2021
Book Page	21694/2675
Instrument	2021285520

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	14405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 12, 2019
Property Address	90 JAMES CT, OLDSMAR, FL 34677-2080
Document Number	0207661676
Book / Page	020766 / 001676
Instrument Date	Oct 15, 2019
Instrument	362568
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	CLEAR TITLE/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,783.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 JAMES CT OLDSMAR FL 346772080, OLDSMAR, FL 34677-2080

Mortgage

Document Number	207661678
Date	Nov 12, 2019
Book Page	020766/001678
Instrument	362569

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,173.00 (+61%) Homeowner's exemption	$320,950 (+49.93%) Building $320,950	$320,950 (+3.8%) Building $320,950
2023	$3,213.00 (+3.08%) Homeowner's exemption	$214,073 (+3%)	$309,199 (+16.97%) Building $309,199
2022	$3,117.00 Homeowner's exemption	$207,838	$264,334 Building $264,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 267 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	267 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	14 of 22
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, WOW Internet, Cable & Phone.

Nearby Properties on James Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures