10 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 10 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Year Built	Built 1911
Square Footage	2,048 sqft Total Area
Lot Size	13,843 sqft (0.318 acres)
Occupancy	Owner Occupied
Tax Bill	$3,384.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-053037`
Alternative APNs	`7053037` `053037`

Interior

Units	2 Units
Building Area	2,048 sqft Total Area
1st Floor	2,048 sqft 1st Floor
Basement Area	1,164 sqft Basement
Unfinished Basement	1,164 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	13,843 sqft (0.318 acres)

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	053037
Street Address	10 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5007
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LT - 13843 SF 10 E MAIN ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	3
Census Block	3001
Census Tract	507801

Owner

Source: Carroll County records · APN 07-053037

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 E MAIN ST, WESTMINSTER, MD 21157-5007
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 14, 2017
Property Address	10 E MAIN ST, WESTMINSTER, MD 21157-6676
Document Number	0088030489
Book / Page	008803 / 000489
Instrument Date	Sep 11, 2017
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E GREEN ST WESTMINSTER MD 211574911, WESTMINSTER, MD 21157-4911

Mortgage

Document Number	88030497
Date	Sep 14, 2017
Book Page	008803/000497

Lender

Name	NWSB BANK
Address	16 LINCOLN SQ, GETTYSBURG, PA 17325-2205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,800 (+3.61%) Land $130,700 Building $73,100	$203,800 (+3.61%) Land $130,700 Building $73,100
2025	$3,384.00 (+1.81%) Homeowner's exemption
2023	$3,324.00	$196,700 Land $130,700 Building $66,000	$196,700 Land $130,700 Building $66,000

Flood & Wildfire

10 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.