Carroll County property record for 31 E Main St, Westminster, MD 21157 · Last verified August 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Year Built | Built 1895 |
| Square Footage | 14,233 sqft Total Area |
| Lot Size | 8,147 sqft (0.187 acres) |
| Last Sale | $325,000 (1997) |
| Tax Bill | $11,351.00 (2025) |
| Primary APN | 07-064403 |
|---|---|
| Alternative APNs |
|
| Building Area | 14,233 sqft Total Area |
|---|---|
| 1st Floor | 14,233 sqft 1st Floor |
| Basement Area | 4,160 sqft Basement |
| Unfinished Basement | 4,160 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Fire Resistance Class | Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame. |
| Roof Construction | Flat Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 8,147 sqft (0.187 acres) |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Account Number | 064403 |
|---|---|
| Street Address | 31 E MAIN ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5006 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LT -8147 SF 31-33 E MAIN ST WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 507602 |
Source: Carroll County records · APN 07-064403
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 31 E MAIN ST, WESTMINSTER, MD 21157-5006 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 27, 2019 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK |
| Feb 27, 2019 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 1997 · Amount on Record |
| Deed Sale | Jul 15, 1997 · Amount on Record |
| Deed Doc Number | 199780 |
| Deed Book / Page | 1930 / 406 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 31 E MAIN ST, WESTMINSTER, MD 21157-5006 |
| Document Number | 0092320388 |
| Instrument Date | Feb 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 31 E MAIN ST WESTMINSTER MD 211575006, WESTMINSTER, MD 21157-5006 |
| Document Number | 0092320388 |
|---|---|
| Date | Mar 01, 2019 |
| Book Page | 009232/000388 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | UPPERCO, MD 21155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 31 E MAIN ST, WESTMINSTER, MD 21157-5006 |
| Document Number | 0092320374 |
| Instrument Date | Feb 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 31 E MAIN ST WESTMINSTER MD 211575006, WESTMINSTER, MD 21157-5006 |
| Document Number | 0092320374 |
|---|---|
| Date | Mar 01, 2019 |
| Book Page | 009232/000374 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | 15226 HANOVER PIKE, UPPERCO, MD 21155-9749 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $735,100 (+32%) Land $102,400 Building $632,700 | $735,100 (+32%) Land $102,400 Building $632,700 | |
| 2025 | $11,351.00 (+20.61%) | ||
| 2023 | $9,411.00 | $556,900 Land $102,400 Building $454,500 | $556,900 Land $102,400 Building $454,500 |
31 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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