1 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 1 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Year Built	Built 1880
Square Footage	8,432 sqft Total Area
Lot Size	3,960 sqft (0.091 acres)
Last Sale	$240,000 (1993)
Tax Bill	$13,570.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-065345`
Alternative APNs	`7065345` `065345`

Interior

Units	26 Units
Building Area	8,432 sqft Total Area
1st Floor	8,432 sqft 1st Floor
Basement Area	2,744 sqft Basement
Unfinished Basement	2,744 sqft Unfinished
Stories	3 Stories

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	3,960 sqft (0.091 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	065345
Street Address	1 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5042
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LT - 3960 SF 1-3 E MAIN ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1008
Census Tract	507602

Owner

Source: Carroll County records · APN 07-065345

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1512 HONESTY DR, WESTMINSTER, MD 21157-7281
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 1993 · Amount on Record
Deed Sale	Mar 17, 1993 · Amount on Record
Prior Sale	Aug 16, 1985 · Amount on Record
Deed Book / Page	1438 / 621
Record Refreshed	Sep 20, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 26, 2019
Property Address	1 E MAIN ST, WESTMINSTER, MD 21157-5042
Document Number	0093560437
Book / Page	009356 / 000437
Instrument Date	Jul 23, 2019
Transaction Type	Transfer
Record Updated	Aug 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1512 HONESTY DR WESTMINSTER MD 211577281, WESTMINSTER, MD 21157-7281

Mortgage

Document Number	93560445
Date	Jul 26, 2019
Book Page	009356/000445

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$865,600 (+25.03%) Land $118,800 Building $746,800	$865,600 (+25.03%) Land $118,800 Building $746,800
2025	$13,570.00 (+15.99%)
2023	$11,699.00	$692,300 Land $60,600 Building $631,700	$692,300 Land $60,600 Building $631,700

Flood & Wildfire

1 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.