Worcester County and Douglas Town property record for 10 Charles St, Douglas, MA 01516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,358 sqft · built 2019 |
| Lot Size | 0.762 acres (33,180 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Aug 2019) |
| Tax Bill | $7,488 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1703-44 |
| Primary APN | 1703-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 3,292 sqft |
| Basement Area | 1,048 sqft |
| Unfinished Basement | 786 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,180 sqft (0.762 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1703-44 |
|---|---|
| Street Address | 10 CHARLES ST |
| City | DOUGLAS |
| State | MA |
| Zip | 01516-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 26 |
| Jurisdiction | DOUGLAS MA |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 752101 |
10 Charles St is owned and occupied by an individual who bought it in August 2019.
Source: Worcester County and Douglas Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 CHARLES ST, DOUGLAS, MA 01516-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 5, 2018 | Deed of Trust, Mortgage WEBSTER FIVECENT SVGS |
| Aug 28, 2019 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on File |
| Deed Sale | Aug 28, 2019 · Amount on File |
| Prior Sale | Sep 22, 1993 · Amount on File |
| Deed Document Number | 201986851 |
| Deed Book / Page | 60951 / 60 |
| Prior Transfer Date | Aug 16, 2019 |
| Prior Transfer Doc | 60951-60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MA |
| Property Address | 10 CHARLES ST, DOUGLAS, MA 01516-2035 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0064886-23 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 64886/23 |
| Instrument | 48267 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MA |
| Property Address | 10 CHARLES ST, DOUGLAS, MA 01516-2035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59512-73 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 59512/73 |
| Instrument | 106169 |
| Name | WEBSTER FIVECENT SVGS |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS MA |
| Recording Date | Aug 28, 2019 |
| Property Address | 10 CHARLES ST, DOUGLAS, MA 01516-2035 |
| Document Number | 60951-60 |
| Book / Page | 60951 / 60 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 86851 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CHARLES ST, DOUGLAS, MA 01516-2035 |
| Document Number | 86852 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 86852 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 10 Charles St was $7,488, up 10,157.5% from the year before.
Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Douglas Town |
| Unified School District | Douglas School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,488.00 (+10,157.53%) | $620,400 (+10.45%) Land $103,800 Building $516,600 | $668,347 (+24.8%) |
| 2025 | $73.00 (-99%) | $561,700 (+3.81%) Land $93,900 Building $467,800 | $535,515 |
| 2024 | $7,316.00 (+2.88%) | $541,100 (+9.27%) Land $89,500 Building $451,600 | |
| 2023 | $7,111.00 | $495,200 Land $89,500 Building $405,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOUGLAS WATER DEPARTMENT serves 4,400 people · EPA ID MA2077000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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