25 Charles St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 25 Charles St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 1947
Lot Size	0.922 acres (40,162 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Mar 2000)
Tax Bill	$4,990 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1703-58A`

Property Details

APN / Parcel Number

Primary APN	`1703-58A`
Alternative APN	`DOUG M:0141 B:0000022 L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,276 sqft Living Area
Gross Area	3,792 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	40,162 sqft (0.922 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1703-58A
Street Address	25 CHARLES ST
City	DOUGLAS
State	MA
Zip	01516-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IND
Legal Block	22
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2016
Census Tract	752101

Owner

25 Charles St is owned and occupied by two individuals who bought it in March 2000.

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 CHARLES ST, DOUGLAS, MA 01516-2036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2017	Deed of Trust, Mortgage DITECH FINANCIAL LLC
Sep 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2000 · Amount on File
Deed Sale	Mar 29, 2000 · Amount on File
Prior Sale	May 21, 1999 · Amount on File
Deed Book / Page	22438 / 69
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	25 CHARLES ST, DOUGLAS, MA 01516-2036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56571-31
Date	Jan 5, 2017
Book Page	56571/31
Instrument	1241

Lender

Name	DITECH FINANCIAL LLC

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	25 CHARLES ST, DOUGLAS, MA 01516-2036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61113-287
Date	Sep 25, 2019
Book Page	61113/287
Instrument	99467

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	25 CHARLES ST, DOUGLAS, MA 01516-2036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62204-250
Date	Apr 14, 2020
Book Page	62204/250
Instrument	37301

Lender

Name	ROCKLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	May 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 25 Charles St was $4,990, up 1.2% from the year before.

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,990.00 (+1.22%)	$413,400 (+10.45%) Land $116,800 Building $296,600	$488,814 (-5.29%)
2025	$4,930.00 (+0.02%)	$374,300 (+2.66%) Land $105,700 Building $268,600	$516,135
2024	$4,929.00 (+1.44%)	$364,600 (+7.74%) Land $100,700 Building $263,900
2023	$4,859.00	$338,400 Land $100,700 Building $237,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUGLAS WATER DEPARTMENT serves 4,400 people · EPA ID MA2077000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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