Middlesex County and Winchester Town property record for 10 Central St, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,936 sqft · built 1919 |
| Lot Size | 0.254 acres (11,069 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,265,000 (Jun 2005) |
| Tax Bill | $25,539 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:016 B:0182 L:0 |
| Primary APN | WINC M:016 B:0182 L:0 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,936 sqft Living Area |
| Gross Area | 5,747 sqft |
| Basement Area | 1,799 sqft |
| Unfinished Basement | 180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Victorian |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 11,069 sqft (0.254 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 10 CENTRAL ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Block | 182 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 338300 |
Source: Middlesex County and Winchester Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10 CENTRAL ST, WINCHESTER, MA 01890-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 5, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Apr 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2005 · Amount on Record |
| Deed Sale | Jun 9, 2005 · Amount on Record |
| Prior Sale | Nov 15, 1993 · Amount on Record |
| Deed Document Number | 2005118157 |
| Deed Book / Page | 45353 / 227 |
| Last Transfer Date | Aug 4, 2026 |
| Transfer Doc | 0000098378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Aug 5, 2026 |
| Property Address | 10 CENTRAL ST, WINCHESTER, MA 01890-2604 |
| Document Number | 0000098378 |
| Book / Page | 85978 / 222 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202698378 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CENTRAL ST, WINCHESTER, MA 01890-2604 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 10 CENTRAL ST, WINCHESTER, MA 01890-2604 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0077456-99 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 77456/99 |
| Instrument | 78569 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,539.00 (+10,239.68%) | $2,305,000 (+3.16%) Land $1,181,200 Building $1,123,800 | $2,759,830 (+17.42%) |
| 2025 | $247.00 (-99.01%) | $2,234,500 (+1.62%) Land $1,147,500 Building $1,087,000 | $2,350,395 |
| 2024 | $24,912.00 (+0.48%) | $2,198,800 (+4.65%) Land $1,113,700 Building $1,085,100 | |
| 2023 | $24,792.00 | $2,101,000 Land $1,046,200 Building $1,054,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 units insured incl. 47 condo units |
| Nearby Flood Claims | 11 (1978–2010) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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