Middlesex County and Winchester Town property record for 8 Central St, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4.5 ba · 4,313 sqft · built 1923 |
| Lot Size | 0.356 acres (15,512 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $26,986 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:016 B:0181 L:0 |
| Primary APN | WINC M:016 B:0181 L:0 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 4,313 sqft Living Area |
| Gross Area | 7,386 sqft |
| Basement Area | 1,605 sqft |
| Unfinished Basement | 1,605 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,512 sqft (0.356 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 8 CENTRAL ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDB |
| Legal Block | 181 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 338300 |
Source: Middlesex County and Winchester Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 CENTRAL ST, WINCHESTER, MA 01890-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · ARM ROCKET MORTGAGE |
| Jan 21, 2020 | Deed of Trust, Mortgage · ARM QUICKEN LOANS INC |
| Mar 18, 2019 | Deed of Trust, Mortgage QUAD CTY BK&TR |
| Feb 26, 2019 | Trustee's Deed, Foreclosure |
| Nov 28, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2019 |
| Deed Sale | Feb 26, 2019 |
| Prior Sale | Jun 5, 1992 · Amount on Record |
| Deed Document Number | 201923382 |
| Deed Book / Page | 72265 / 459 |
| Prior Transfer Date | Feb 21, 2019 |
| Prior Transfer Doc | 72265-459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 8 CENTRAL ST, WINCHESTER, MA 01890-2604 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00080015-1 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 80015/1 |
| Instrument | 60146 |
| Name | ROCKET MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.35% |
| Type Change Date | May 1, 2029 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 8 CENTRAL ST, WINCHESTER, MA 01890-2604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74016-229 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 74016/229 |
| Instrument | 9324 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 8 CENTRAL ST, WINCHESTER, MA 01890-2604 |
| Document Number | 72403-374 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8 CENTRAL ST WINCHESTER MA 018902604, WINCHESTER, MA 01890-2604 |
| Document Number | 72403-374 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 072403/000374 |
| Instrument | 39957 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Feb 26, 2019 |
| Property Address | 8 CENTRAL ST, WINCHESTER, MA 01890-2604 |
| Document Number | 72265-459 |
| Book / Page | 072265 / 000459 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 23382 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 12, 2019 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 CENTRAL ST WINCHESTER MA 018902604, WINCHESTER, MA 01890-2604 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 8 CENTRAL ST, WINCHESTER, MA 01890-2604 |
| Document Number | 70365-210 |
| Book / Page | 070365 / 000210 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70365-210 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 070365/000210 |
| Instrument | 87 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,986.00 (+10,2%) | $2,435,600 (+2.8%) Land $1,290,000 Building $1,145,600 | $2,682,175 (+25.98%) |
| 2025 | $262.00 (-98.99%) | $2,369,300 (+3.81%) Land $1,253,200 Building $1,116,100 | $2,129,045 |
| 2024 | $25,858.00 (+6.63%) | $2,282,300 (+11.05%) Land $1,216,300 Building $1,066,000 | |
| 2023 | $24,251.00 | $2,055,200 Land $1,142,600 Building $912,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 66 units insured incl. 47 condo units |
| Nearby Flood Claims | 11 (1978–2010) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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