24 Central St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 24 Central St, Winchester, MA 01890

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,341 sqft · built 1905
Lot Size0.176 acres (7,680 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Oct 2010)
Tax Bill$19,245 (2026)
Deeds & MortgagesNov 2021 Refinance
Flood ZoneZone X (minimal risk)
APNWINC M:016 B:0074 L:0

Property Details

APN / Parcel Number

Primary APNWINC M:016 B:0074 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,341 sqft Living Area
Gross Area4,750 sqft
1st Floor Area876 sqft
Basement Area1,290 sqft
Unfinished Basement645 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleColonial
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,680 sqft (0.176 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address24 CENTRAL ST
CityWINCHESTER
StateMA
Zip01890-2630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRDB
Legal Block74
JurisdictionWINCHESTER MA
Township / Civil DivisionWINCHESTER
Census Block Group2
Census Block2010
Census Tract338300

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24 CENTRAL ST, WINCHESTER, MA 01890-2630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2010 · Amount on Record
Deed SaleOct 12, 2010 · Amount on Record
Deed Document Number2010181491
Deed Book / Page55574 / 263
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER MA
Property Address24 CENTRAL ST, WINCHESTER, MA 01890-2630
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number79194-340
DateNov 22, 2021
Book Page79194/340
Instrument253894
Lender
NameMORGAN STANLEY CREDIT CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWinchester Town
Unified School DistrictWinchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,245.00 (+10,246.77%)$1,736,900 (+3.08%) Land $1,098,200 Building $638,700$1,746,797 (-21.63%)
2025$186.00 (-98.98%)$1,685,000 (+5.02%) Land $1,066,800 Building $618,200$2,228,795
2024$18,178.00 (+0.39%)$1,604,400 (+4.56%) Land $1,035,400 Building $569,000
2023$18,107.00$1,534,500 Land $972,700 Building $561,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies66 units insured
incl. 47 condo units
Nearby Flood Claims11 (1978–2010)
Claims Outside the SFHA6 of 11
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER WATER DEPT
serves 22,970 people · EPA ID MA3344000
Water SourceSurface water
Last State InspectionJul 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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