Monmouth County and Rumson Borough property record for 12 Center St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,640 sqft · built 2006 |
| Lot Size | 0.192 acres (8,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Nov 2019) |
| Tax Bill | $13,290 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00052-0000-00006 |
| Primary APN | 41-00052-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Upper Floors Area | 1,312 sqft |
| Attic | Attic |
| Attic Area | 1,300 sqft |
| Basement Area | 1,300 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,350 sqft (0.192 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 144 sqft |
| Utility Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 098800 |
|---|---|
| Street Address | 12 CENTER ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 52 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 CENTER ST, RUMSON, NJ 07760-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Nov 4, 2019 | Grant Deed, Transfer · Conventional Mortgage SUN WEST MTG |
| Oct 26, 2017 | Grant Deed, Transfer |
| Oct 26, 2017 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2019 · Amount on Record |
| Deed Sale | Nov 4, 2019 · Amount on Record |
| Prior Sale | Oct 26, 2017 · Amount on Record |
| Deed Document Number | 2019103590 |
| Deed Book / Page | 9377 / 3599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 CENTER ST, RUMSON, NJ 07760-1713 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | CLEAR TO CLOSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0095246018 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 9524/6018 |
| Instrument | 2021102855 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 4, 2019 |
| Property Address | 12 CENTER ST, RUMSON, NJ 07760-1713 |
| Document Number | 0000103590 |
| Book / Page | 009377 / 003599 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 103590 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2019 |
| Title Company | ABSOLUTE SETTLEMENT COMPANY, ABSOLUTE SETTLEMENT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 CENTER ST RUMSON NJ 077601713, RUMSON, NJ 07760-1713 |
| Document Number | 103591 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 009377/003640 |
| Instrument | 103591 |
| Name | SUN WEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | KOTLIK, AK 99620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 26, 2017 |
| Property Address | 12 CENTER ST, RUMSON, NJ 07760-1713 |
| Document Number | 0092558708 |
| Book / Page | 009255 / 008708 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $760.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 26, 2017 |
| Property Address | 12 CENTER ST, RUMSON, NJ 07760-1713 |
| Document Number | 0000105565 |
| Book / Page | 009255 / 009708 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 105565 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 CENTER ST RUMSON NJ 077601713, RUMSON, NJ 07760-1713 |
| Document Number | 105566 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 009255/008716 |
| Instrument | 105566 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Document Number | 105567, |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 009255/008731 |
| Instrument | 105567 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,396,600 (+10.24%) Land $842,900 Building $553,700 | $1,396,600 (+10.24%) Land $842,900 Building $553,700 | |
| 2025 | $13,290.00 (+3.22%) | $1,266,900 (+14.17%) Land $783,600 Building $483,300 | $1,266,900 (+14.17%) Land $783,600 Building $483,300 |
| 2024 | $12,876.00 (-1.48%) | ||
| 2023 | $1,109,700 Land $696,100 Building $413,600 | $1,109,700 Land $696,100 Building $413,600 | |
| 2022 | $13,070.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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