13 Bay Dr, Key West, FL 33040 Property Records

Monroe County property record for 13 Bay Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 2002
Lot Size0.169 acres (7,350 sqft)
OwnerCompany Name on Record
Last Sale$541,300 (Feb 2013)
Tax Bill$4,625 (2025)
Deeds & MortgagesApr 2020 Transfer
Flood ZoneZone AE (high risk)
APN00161550-000000

Property Details

APN / Parcel Number

Primary APN00161550-000000
Alternative APNs
  • 08672700161550000000
  • 1207110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,350 sqft (0.169 acres)
View / LotWaterfront
Garage TypeCovered
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area1,292 sqft
Deck AreaDeck Area
Patio Area160 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1207110
Street Address13 BAY DR
CityKEY WEST
StateFL
Zip33040-6126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 12 BAY POINT FIRST ADDITION SADDLEBUNCH KEYS PB-5-22 OR408-305 OR510-458 OR721-792 OR1066-596 OR1084-164 OR1106-2391/92C OR1106-2395/96 OR1106-2397 OR1125-2042/45WILL OR1975-1213/22 OR2472-346/47D/C OR2612-1063 OR3019-2171
Legal Range27E
Legal Township67S
Legal Section08
Legal SubdivisionBAY POINT FIRST ADD
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1039
Census Tract971600

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13 BAY DR, KEY WEST, FL 33040-6126
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2013 · Amount on Record
Deed SaleFeb 7, 2013 · Amount on Record
Prior SaleAug 1, 1988 · Amount on Record
Deed Document Number20131919558
Deed Book / Page2612 / 1063
Last Transfer DateApr 13, 2020
Transfer Doc0030192171
Record UpdatedOct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateApr 28, 2020
Property Address13 BAY DR, KEY WEST, FL 33040-6126
Document Number0030192171
Book / Page003019 / 002171
Instrument DateApr 13, 2020
Instrument2264329
Transaction TypeTransfer
Record UpdatedJul 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address13 BAY DR KEY WEST FL 330406126, KEY WEST, FL 33040-6126

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,625.00 (+5.76%) Homeowner's exemption Senior Citizen's exemption$539,676 (+5.99%)$1,005,305 (-19.43%) Land $756,315 Building $248,990
2024$4,373.00 (+4.89%)
2023$4,169.00 (+2.96%) Senior Citizen's exemption$509,192 (+3%)$1,247,812 (+51.72%) Land $1,018,710 Building $229,102
2022$4,049.00 Senior Citizen's exemption$494,362$822,471 Land $590,389 Building $232,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bay Dr

Nearby Streets

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