1 Union St, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 1 Union St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,020 sqft · built 1949
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$314,900 (Aug 2004)
Tax Bill	$10,835 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00009-0000-00610`

Property Details

APN / Parcel Number

Primary APN	`04-00009-0000-00610`
Alternative APN	`040000900610`

Interior

Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,020 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	24,394 sqft (0.56 acres)

Location & Zoning

Street Address	1 UNION ST
City	STANHOPE
State	NJ
Zip	07874-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ADDITIONAL LOTS: L611-613
Legal Subdivision	BROOKWOOD MUSCONETCONG RIV EST
Legal Block	9
Legal Lot Number	610
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2010
Census Tract	374200

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 UNION ST, STANHOPE, NJ 07874-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAS MORTGAGE LENDER LLC AMERICAS MORTGAGE LENDER LLC
Jan 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 11, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST SECOND MTG/NJ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2004 · Amount on Record
Deed Sale	Aug 27, 2004 · Amount on Record
Prior Sale	Aug 28, 1996 · Amount on Record
Deed Document Number	200436221
Deed Book / Page	2850 / 152
Last Transfer Date	Jan 23, 2020
Transfer Doc	0035470131
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	1 UNION ST, STANHOPE, NJ 07874-3432
Document Number	0098890150
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 UNION ST STANHOPE NJ 078743432, STANHOPE, NJ 07874-3432

Mortgage

Document Number	0098890150
Date	Jan 5, 2021
Book Page	009889/000150
Instrument	1390

Lender

Name	AMERICAS MORTGAGE LENDER LLC AMERICAS MORTGAGE LENDER LLC
Type	Bank
Address	WHIPPANY, NJ 07981

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jan 28, 2020
Property Address	1 UNION ST, STANHOPE, NJ 07874-3432
Document Number	0035470131
Book / Page	003547 / 000131
Instrument Date	Jan 23, 2020
Instrument	21900
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 UNION ST STANHOPE NJ 078743432, STANHOPE, NJ 07874-3432

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	1 UNION ST, STANHOPE, NJ 07874-3432
Document Number	0097520697
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 UNION ST STANHOPE NJ 078743432, STANHOPE, NJ 07874-3432

Mortgage

Document Number	0097520697
Date	Nov 5, 2019
Book Page	009752/000697
Instrument	220870

Lender

Name	FIRST SECOND MTG/NJ
Type	Mortgage Company
Address	CRESSKILL, NJ 07626

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,600 (-) Land $114,300 Building $155,300	$269,600 (-) Land $114,300 Building $155,300
2025	$10,835.00 (+4.93%)	$269,600 (+3.73%) Land $114,300 Building $155,300	$269,600 (+3.73%) Land $114,300 Building $155,300
2024	$10,326.00 (+8.56%)
2023		$259,900 Land $114,300 Building $145,600	$259,900 Land $114,300 Building $145,600
2022	$9,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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