14 Union St, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 14 Union St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,780 sqft · built 1981
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,055 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-00008-0000-00635`

Property Details

APN / Parcel Number

Primary APN	`04-00008-0000-00635`
Alternative APN	`040000800635`

Interior

Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	9,975 sqft (0.229 acres)

Location & Zoning

Street Address	14 UNION ST
City	STANHOPE
State	NJ
Zip	07874-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ADDITIONAL LOTS: L636-638
Legal Subdivision	PENNYTON HOMES FINAL PLAT/SEC
Legal Block	8
Legal Lot Number	635
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2010
Census Tract	374200

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 UNION ST, STANHOPE, NJ 07874-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	14 UNION ST, STANHOPE, NJ 07874-3429
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 UNION ST, STANHOPE, NJ 07874-3429

Mortgage

Document Number	0102851940
Date	Dec 12, 2023
Book Page	10285/1940
Instrument	2023022067

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 6, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 14, 2017
Property Address	14 UNION ST, STANHOPE, NJ 07874-3429
Document Number	0034390920
Book / Page	003439 / 000920
Instrument Date	Jun 26, 2017
Instrument	165200
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 UNION ST STANHOPE NJ 078743429, STANHOPE, NJ 07874-3429

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,300 (-) Land $102,000 Building $123,300	$225,300 (-) Land $102,000 Building $123,300
2025	$9,055.00 (+4.95%)	$225,300 (-) Land $102,000 Building $123,300	$225,300 (-) Land $102,000 Building $123,300
2024	$8,628.00 (+4.65%)
2023		$225,300 Land $102,000 Building $123,300	$225,300 Land $102,000 Building $123,300
2022	$8,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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