13 Union St, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 13 Union St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	816 sqft · built 1968
Lot Size	0.993 acres (43,255 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2021)
Tax Bill	$8,456 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-00009-0000-00595`

Property Details

APN / Parcel Number

Primary APN	`04-00009-0000-00595`
Alternative APN	`040000900595`

Interior

Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Frame
Construction Type	Frame
Lot Area	43,255 sqft (0.993 acres)

Location & Zoning

Street Address	13 UNION ST
City	STANHOPE
State	NJ
Zip	07874-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ADDITIONAL LOTS: L596-598
Legal Subdivision	BROOKWOOD MUSCONETCONG RIVER E
Legal Block	9
Legal Lot Number	595
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2010
Census Tract	374200

Owner

Source: Sussex County and Byram Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 UNION ST, STANHOPE, NJ 07874-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2021	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2021 · Amount on Record
Deed Sale	May 22, 2021 · Amount on Record
Deed Document Number	202110133860
Deed Book / Page	3589 / 278
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	0010008080
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 22, 2021
Property Address	13 UNION ST, STANHOPE, NJ 07874-3432
Document Number	0035890278
Book / Page	3589 / 278
Instrument Date	Dec 22, 2020
Instrument	20210522010133860
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	AGILITY TITLE INC, AGILITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 UNION ST, 14, STANHOPE, NJ 07874-3429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 UNION ST, STANHOPE, NJ 07874-3432

Mortgage

Document Number	20210522010133870
Date	May 22, 2021
Instrument	20210522010133870

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jan 12, 2021
Property Address	13 UNION ST, STANHOPE, NJ 07874-3432
Document Number	0035760724
Book / Page	003576 / 000724
Instrument Date	Oct 20, 2020
Instrument	8080
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 UNION ST STANHOPE NJ 078743432, STANHOPE, NJ 07874-3432

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,400 (-) Land $127,300 Building $83,100	$210,400 (-) Land $127,300 Building $83,100
2025	$8,456.00 (+4.94%)	$210,400 (-) Land $127,300 Building $83,100	$210,400 (-) Land $127,300 Building $83,100
2024	$8,058.00 (+8.95%)
2023		$210,400 Land $127,300 Building $83,100	$210,400 Land $127,300 Building $83,100
2022	$7,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKWOOD MUSCONETCONG RIVER POA private · serves 1,087 people · EPA ID NJ1904001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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