Berrien County property record for 1 River Run Dr, Saint Joseph, MI 49085
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 3,430 sqft · built 2006 |
| Lot Size | 28,563 acres (24,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Nov 2021) |
| Tax Bill | $6,448 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Feb 2010 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-6730-0001-00-7 |
| Primary APN | 17-6730-0001-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,430 sqft Living Area |
| 1st Floor Area | 2,316 sqft |
| Basement Area | 2,316 sqft |
| Unfinished Basement | 2,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 24,520 sqft (28,563 acres) |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 292 RIVER RUN DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-8671 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | UNIT 1 RIVER RUN ESTATES CONDOMINIUM LIBER 149 PAGE 1 |
| Legal Subdivision | RIVER RUN ESTATES |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1800 |
1 River Run Dr, a condominium, is owned and occupied by an individual who bought it in November 2021.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 292 RIVER RUN DR, 1, SAINT JOSEPH, MI 49085-8671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Feb 17, 2010 | Deed of Trust, Mortgage · Conventional Mortgage EDGEWATER BANK |
| Nov 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 3, 2013 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on File |
| Deed Sale | Nov 3, 2021 · Amount on File |
| Prior Sale | Sep 3, 2013 · Amount on File |
| Deed Book / Page | 3351 / 1720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 292 RIVER RUN DR, SAINT JOSEPH, MI 49085-8671 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03159/2566 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 3159/2566 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 419 Months |
| Due | Dec 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 292 RIVER RUN DR, SAINT JOSEPH, MI 49085-8671 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02912/1416 |
|---|---|
| Date | Feb 17, 2010 |
| Book Page | 2912/1416 |
| Name | EDGEWATER BANK |
|---|---|
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 3, 2021 |
| Property Address | 292 RIVER RUN DR, SAINT JOSEPH, MI 49085-8671 |
| Document Number | 03351/1720 |
| Book / Page | 3351 / 1720 |
| Map Reference | LB 149 PG 1 |
| Instrument Date | Oct 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 292 RIVER RUN DR # 1, 1, SAINT JOSEPH, MI 49085-8671 |
| Document Number | 0033511721 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 3351/1721 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 3, 2013 |
| Property Address | 292 RIVER RUN DR, SAINT JOSEPH, MI 49085-8671 |
| Document Number | 03049/2027 |
| Book / Page | 3049 / 2027 |
| Instrument Date | Aug 30, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | CAPITAL TITLE AGENCY INC, CTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 292 RIVER RUN DR, SAINT JOSEPH, MI 49085-8671 |
| Document Number | 0030492029 |
|---|---|
| Date | Sep 3, 2013 |
| Instrument | 3049/2029 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2028 |
| Document Number | 03049/2041 |
|---|---|
| Date | Sep 3, 2013 |
| Book Page | 3049/2041 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 28, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1 River Run Dr was $6,448 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,600 | $541,200 | |
| 2025 | $6,448.00 | ||
| 2023 | $253,200 | $506,400 | |
| 2022 | $5,716.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 River Run Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 River Run Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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