Somerset County and Somerville Borough property record for 1 Prospect St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,725 sqft · built 1930 |
| Lot Size | 0.202 acres (8,812 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,500 (Jun 1993) |
| Tax Bill | $15,700 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00142-0000-00009 |
| Primary APN | 18-00142-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,725 sqft Living Area |
| 1st Floor Area | 1,725 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 8,812 sqft (0.202 acres) |
| Lot Dimensions | 113 ft deep x 78 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1 PROSPECT ST |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: LIFE RIGHTS-MARY |
| Legal Block | 142 |
| Legal Lot Number | 9 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 50100 |
1 Prospect St is owned and occupied by an individual who bought it in June 1993.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 PROSPECT ST, SOMERVILLE, NJ 08876-1407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 1993 · Amount on File |
| Deed Sale | Jun 29, 1993 · Amount on File |
| Deed Book / Page | 1911 / 589 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1 Prospect St was $15,700, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,900 (-) Land $179,700 Building $205,200 | $384,900 (-) Land $179,700 Building $205,200 | |
| 2025 | $15,700.00 (+3.19%) | $384,900 Land $179,700 Building $205,200 | $384,900 Land $179,700 Building $205,200 |
| 2024 | $15,215.00 | ||
| 2023 | $384,900 Land $179,700 Building $205,200 | $384,900 Land $179,700 Building $205,200 | |
| 2022 | $14,476.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1996–2021) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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