Somerset County and Somerville Borough property record for 11 Prospect St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,515 sqft · built 1935 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Company Name on File |
| Last Sale | $290,000 (Sep 2013) |
| Tax Bill | $12,282 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00141-0000-00002 |
| Primary APN | 18-00141-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,515 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 200 ft deep x 40 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 11 PROSPECT ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SOMERVILLE SOMERSET CO |
| Legal Block | 141 |
| Legal Lot Number | 2 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 50100 |
11 Prospect St is owned by a company that acquired it in February 2025.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 592 MOUZON RD, WAYNESVILLE, NC 28785-8933 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2013 · Amount on File |
| Deed Sale | Sep 9, 2013 · Amount on File |
| Prior Sale | Jul 22, 2010 · Amount on File |
| Deed Document Number | 201350725 |
| Deed Book / Page | 6668 / 2266 |
| Last Transfer Date | Feb 24, 2025 |
| Transfer Doc | 0000005810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 11 PROSPECT ST, SOMERVILLE, NJ 08876-1407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000030263 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 7228/190 |
| Instrument | 2020030263 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 11 Prospect St was $12,282, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,100 (-) Land $145,600 Building $155,500 | $301,100 (-) Land $145,600 Building $155,500 | |
| 2025 | $12,282.00 (+3.19%) | $301,100 Land $145,600 Building $155,500 | $301,100 Land $145,600 Building $155,500 |
| 2024 | $11,902.00 | ||
| 2023 | $301,100 Land $145,600 Building $155,500 | $301,100 Land $145,600 Building $155,500 | |
| 2022 | $11,324.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Prospect St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1996–2021) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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