Somerset County and Somerville Borough property record for 28 Prospect St, Somerville, NJ 08876 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1965 |
| Square Footage | 1,363 sqft Living Area |
| Lot Size | 10,080 sqft (0.231 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2019) |
| Tax Bill | $13,114.00 (2025) |
| Primary APN | 18-00153-0000-00007 |
|---|---|
| Alternative APN |
|
| Building Area | 1,363 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame Construction |
| Lot Area | 10,080 sqft (0.231 acres) |
| Depth X Width | 120 ft x 84 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 28 PROSPECT ST |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | GLENWOOD ESTATES SEC ONE |
| Legal Block | 153 |
| Legal Lot Number | 7 |
| Jurisdiction | SOMERSET NJ |
| Minor Civil Division | SOMERVILLE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 50100 |
Source: Somerset County and Somerville Borough records · APN 18-00153-0000-00007
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 PROSPECT ST, SOMERVILLE, NJ 08876-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIME TIME MORTGAGE CORPORATION |
| Feb 14, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 14, 2019 · Amount on Record |
| Deed Sale | Feb 14, 2019 · Amount on Record |
| Prior Sale | Apr 10, 2001 · Amount on Record |
| Deed Doc Number | 20195336 |
| Deed Book / Page | 7100 / 1696 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 28 PROSPECT ST, SOMERVILLE, NJ 08876-1408 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 28 PROSPECT ST, SOMERVILLE, NJ 08876-1408 |
| Document Number | 0000005875 |
|---|---|
| Date | Mar 08, 2023 |
| Book Page | 7496/1 |
| Instrument | 2023005875 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 28 PROSPECT ST, SOMERVILLE, NJ 08876-1408 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000020271 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 7325/2027 |
| Instrument | 2021020271 |
| Name | PRIME TIME MORTGAGE CORPORATION |
|---|---|
| Address | SPRINGFIELD, NJ 07081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Feb 14, 2019 |
| Property Address | 28 PROSPECT ST, SOMERVILLE, NJ 08876-1408 |
| Document Number | 0000005336 |
| Book / Page | 7100 / 1696 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 2019005336 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 804 MAGNOLIA LN, 804, BRANCHBURG, NJ 08876-6113 |
| Name | Verified Name |
|---|---|
| Address | 28 PROSPECT ST, SOMERVILLE, NJ 08876-1408 |
| Document Number | 0000005338 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 2019005338 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2049 |
Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,500 (+2.49%) Land $143,100 Building $186,400 | $329,500 (+2.49%) Land $143,100 Building $186,400 | |
| 2025 | $13,114.00 (+3.19%) | $321,500 (-) Land $143,100 Building $178,400 | $321,500 (-) Land $143,100 Building $178,400 |
| 2024 | $12,708.00 (+5.1%) | ||
| 2023 | $321,500 Land $143,100 Building $178,400 | $321,500 Land $143,100 Building $178,400 | |
| 2022 | $12,091.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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