1 N Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 1 N Ocean Ave, Cayucos, CA 93430

Property Summary

Property TypeMotel
Details5,236 sqft · built 1966
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on File
Tax Bill$11,795 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN064-116-008

Property Details

APN / Parcel Number

Primary APN064-116-008

Interior

Stories2 Stories
Building Area5,236 sqft Gross Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1 N OCEAN AVE
CityCAYUCOS
StateCA
Zip93430-1605
Property CategoryCommercial
Property TypeCommercial > Retail > Motel
Local Zoning CodeCR
Legal DescriptionTN CAY BL 6 LTS 29 TO 34
Legal SubdivisionTOWN/CAYUCOS
Legal Block6
Legal Lot Number29
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1021
Census Tract10504

Owner

1 N Ocean Ave, a commercial property, is owned by a company that acquired it in October 2014.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 376, CAYUCOS, CA 93430-0376
Owner TypeCompany
VestingPartnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · Line of Credit
COASTHILLS CU
Jun 18, 2021Deed of Trust, Mortgage
COASTHILLS CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 27, 2014
Transfer Doc0000010113
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1 N OCEAN AVE, CAYUCOS, CA 93430-1605
Transaction TypeMortgage
Record UpdatedJul 2, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043618
DateJun 18, 2021
Instrument2021043618
Lender
NameCOASTHILLS CU
TypeCredit Union
AddressSANTA MARIA, CA 93454
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1 N OCEAN AVE, CAYUCOS, CA 93430-1605
Transaction TypeMortgage
Record UpdatedJul 2, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043615
DateJun 18, 2021
Instrument2021043615
Lender
NameCOASTHILLS CU
TypeCredit Union
AddressSANTA MARIA, CA 93454
Agreement
AmountAmount on Record
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1 N Ocean Ave was $11,795.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,026,529 (+2%) Land $771,856 Building $254,673
2025$11,795.00$1,006,402 Land $756,722 Building $249,680
2023$11,513.00 (+1.92%)$967,325 Land $727,339 Building $239,986
2022$11,296.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 N Ocean Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 individual policies
Nearby Flood Policies33 units insured
incl. 12 condo units
Nearby Flood Claims7 (1998–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2023
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 N Ocean Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSLO CSA NO. 10 - CAYUCOS WTP
serves 0 people · EPA ID CA4010025
Water SourceSurface water
Last State InspectionOct 2024
Lead5 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on N Ocean Ave

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