1 Montclair Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 1 Montclair Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,508 sqft · built 1978
Lot Size	0.399 acres (17,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,254 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 47A 1 33`

Property Details

APN / Parcel Number

Primary APN	`08 47A 1 33`
Alternative APN	`18799`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,508 sqft Heated Area
Gross Area	3,926 sqft
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,400 sqft (0.399 acres)
Lot Dimensions	104 ft deep x 151 ft wide
Garage Type	Finished
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	18799
Street Address	1 MONTCLAIR AVE
City	GRANITE FALLS
State	NC
Zip	28630-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0707/1194 0078 4.50
Legal Subdivision	CRESTVIEW DEVELOPMENT
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2010
Census Tract	31403

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1101
Document Number	0010051540
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MONTCLAIR AVE RALEIGH NC 27611, RALEIGH, NC 27611

Mortgage

Document Number	0010051540
Date	Dec 16, 2020
Book Page	002006/001269
Instrument	10051540

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,254.00 (-53.05%)	$264,900 (-) Land $18,300 Building $246,600
2025	$2,671.00 (+429.96%)	$264,900 (+67.02%) Land $18,300 Building $246,600	$264,900 (+67.02%) Land $18,300 Building $246,600
2023		$158,600 (+0.57%) Land $18,300 Building $140,300	$158,600 (+0.57%) Land $18,300 Building $140,300
2022	$504.00	$157,700 Land $17,400 Building $140,300	$157,700 Land $17,400 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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