16 Montclair Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 16 Montclair Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,800 sqft · built 2022
Lot Size	0.416 acres (18,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2024)
Tax Bill	$1,738 (2026)
Deeds & Mortgages	Jan 2022 Construction Loan Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08 47B 1 17`

Property Details

APN / Parcel Number

Primary APN	`08 47B 1 17`
Alternative APNs	`172332` `180519`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Heated Area
Gross Area	2,446 sqft
1st Floor Area	900 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,125 sqft (0.416 acres)
Lot Dimensions	145 ft deep x 125 ft wide
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	180519
Street Address	16 MONTCLAIR AVE
City	GRANITE FALLS
State	NC
Zip	28630-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2109 PG 1215 YR 2024 ST 750.00
Legal Subdivision	PROVIDENCE GLEN SEC NO 1
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2011
Census Tract	31403

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Oct 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Aug 3, 2021	Warranty Deed, Transfer
Jul 16, 2019	Warranty Deed, Transfer · Conventional with PMI JOSEPH S & BRITTANY L ERBY
Jul 16, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Deed Document Number	202495940
Deed Book / Page	2109 / 1215
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	16 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1102
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 PRUDDEN LN 301, 301, BLOWING ROCK, NC 28605-9939

Mortgage

Document Number	0020450629
Date	Jan 13, 2022
Book Page	2045/629
Instrument	10067398

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	16 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1102
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020680478
Date	Oct 6, 2022
Book Page	2068/478
Instrument	10077494

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 3, 2021
Property Address	16 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1102
Document Number	0020290881
Book / Page	2029 / 881
Map Reference	MB 15 PG 72
Instrument Date	Aug 2, 2021
Instrument	10060848
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 N HIGHLAND AVE, GRANITE FALLS, NC 28630-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 ORCHARD DR, LENOIR, NC 28645-8448

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 16, 2019
Property Address	16 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1102
Document Number	0010034740
Book / Page	001967 / 000372
Instrument Date	Jul 2, 2019
Instrument	10034740
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 N HIGHLAND AVE GRANITE FALLS NC 286301205, GRANITE FALLS, NC 28630-1205

Mortgage

Document Number	10034741
Date	Jul 16, 2019
Book Page	001967/000374
Instrument	10034741

Lender

Name	JOSEPH S & BRITTANY L ERBY
Address	PO BOX 221, HUDSON, NC 28638-0221
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2029

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 16, 2019
Property Address	16 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1102
Document Number	0010034739
Book / Page	001967 / 000370
Instrument Date	Jul 2, 2019
Instrument	10034739
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 221 HUDSON NC 286380221, HUDSON, NC 28638-0221

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,738.00 (-6.1%)	$367,500 (-) Land $18,800 Building $348,700
2025	$1,851.00 (+2,027.59%)	$367,500 (+81.84%) Land $18,800 Building $348,700	$367,500 (+81.84%) Land $18,800 Building $348,700
2023		$202,100 (+1,333.33%) Land $18,800 Building $183,300	$202,100 (+1,333.33%) Land $18,800 Building $183,300
2022	$87.00	$14,100 Land $14,100	$14,100 Land $14,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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