18 Montclair Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 18 Montclair Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1994
Lot Size	0.416 acres (18,125 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2001)
Tax Bill	$1,339 (2026)
Deeds & Mortgages	Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 47B 1 16`

Property Details

APN / Parcel Number

Primary APN	`08 47B 1 16`
Alternative APNs	`115052` `184653`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Heated Area
Gross Area	2,672 sqft
1st Floor Area	1,147 sqft
Upper Floors Area	573 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,125 sqft (0.416 acres)
Lot Dimensions	125 ft deep x 145 ft wide
Garage Type	Finished
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	184653
Street Address	18 MONTCLAIR AVE
City	GRANITE FALLS
State	NC
Zip	28630-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1361 PG 484 YR 2001 ST290.00
Legal Subdivision	PROVIDENCE GLEN
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2014
Census Tract	31403

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2001 · Amount on Record
Deed Sale	Oct 16, 2001 · Amount on Record
Prior Sale	Sep 17, 1999 · Amount on Record
Deed Book / Page	1361 / 484
Last Transfer Date	Oct 29, 2025
Transfer Doc	0021500198
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Nov 17, 2025
Property Address	18 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1102
Document Number	0021500198
Book / Page	2150 / 198
Map Reference	MB 15 PG 72
Instrument Date	Oct 29, 2025
Instrument	10112982
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MONTCLAIR AVE, GRANITE FALLS, NC 28630-1102

Mortgage

Document Number	0010112983
Date	Nov 17, 2025
Instrument	10112983

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,339.00 (-25.65%)	$283,100 (-) Land $19,600 Building $263,500
2025	$1,801.00 (+64.32%)	$283,100 (+65.27%) Land $19,600 Building $263,500	$283,100 (+65.27%) Land $19,600 Building $263,500
2024	$1,096.00 (+1.95%)
2023		$171,300 (-) Land $19,600 Building $151,700	$171,300 (-) Land $19,600 Building $151,700
2022	$1,075.00	$171,300 Land $19,600 Building $151,700	$171,300 Land $19,600 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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