Beaufort County property record for 1 Independence Pl, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,180 sqft · built 2014 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (Dec 2025) |
| Tax Bill | $10,698 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242001823 |
| Primary APN | 242001823 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,180 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 242001823 |
|---|---|
| Street Address | 1 INDEPENDENCE PL |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT CL 1 SHELL HALL PH LL PB137 P164-165~01/15 LT LN RECONFIG PB138 P47 |
| Legal Subdivision | SHELL HALL S/D PH IA BUCKWALTE |
| Legal Phase | LL |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2106 |
Source: Beaufort County records · APN 242001823
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 149 RIVERWALK BLVD STE 9, 9, RIDGELAND, SC 29936-8191 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 03, 2025 | Warranty Deed, Transfer · FHA Mortgage BOXCAR MORTGAGE LLC |
| Sep 25, 2023 | Warranty Deed, Transfer |
| May 06, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY |
| Jul 19, 2018 | Warranty Deed, Transfer · VA Mortgage FIRST FED'L BK/KANSAS CITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2025 · Amount on Record |
| Deed Sale | Dec 03, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2023 · Amount on Record |
| Deed Document Number | 2025054131 |
| Deed Book / Page | 4488 / 1506 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 1 INDEPENDENCE PL, BLUFFTON, SC 29910-7858 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000007488 |
|---|---|
| Date | Feb 01, 2021 |
| Book Page | 3966/1318 |
| Instrument | 2021007488 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 03, 2025 |
| Property Address | 1 INDEPENDENCE PL, BLUFFTON, SC 29910-7858 |
| Document Number | 0000054131 |
| Book / Page | 4488 / 1506 |
| Map Reference | MB 138 PG 47 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 2025054131 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,651.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 149 RIVERWALK BLVD STE 9, 9, RIDGELAND, SC 29936-8191 |
| Document Number | 0000054132 |
|---|---|
| Date | Dec 03, 2025 |
| Instrument | 2025054132 |
| Name | BOXCAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 25, 2023 |
| Property Address | 1 INDEPENDENCE PL, BLUFFTON, SC 29910-7858 |
| Document Number | 0000045061 |
| Book / Page | 4277 / 2210 |
| Map Reference | MB 138 PG 47 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023045061 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,612.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 234 TIVERTON LN, HARRISBURG, PA 17112-7005 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 1 INDEPENDENCE PL, BLUFFTON, SC 29910-7858 |
| Document Number | 0000024569 |
| Instrument Date | May 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 INDEPENDENCE PL BLUFFTON SC 299107858, BLUFFTON, SC 29910-7858 |
| Document Number | 0000024569 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 003758/003356 |
| Instrument | 24569 |
| Name | FIRST FED'L BK/KANSAS CITY |
|---|---|
| Address | KANSAS CITY, MO 64120 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 19, 2018 |
| Property Address | 1 INDEPENDENCE PL, BLUFFTON, SC 29910-7858 |
| Document Number | 0000039105 |
| Book / Page | 003685 / 000766 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 39105 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,439.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 INDEPENDENCE PL BLUFFTON SC 299107858, BLUFFTON, SC 29910-7858 |
| Document Number | 39106 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 003685/000769 |
| Instrument | 39106 |
| Name | FIRST FED'L BK/KANSAS CITY |
|---|---|
| Address | KANSAS CITY, MO 64120 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2048 |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,698.00 (+1.48%) | $37,200 (-) | |
| 2024 | $10,542.00 (+255.67%) | $37,200 (+107.94%) | $620,000 (-) Land $75,000 Building $545,000 |
| 2023 | $2,964.00 (+8.37%) | $17,890 (+14.97%) | $620,000 (+59.38%) Land $75,000 Building $545,000 |
| 2022 | $2,735.00 | $15,560 Land $1,400 Building $14,160 | $389,000 Land $35,000 Building $354,000 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 5 (2016–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 252 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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