23 Independence Pl, Bluffton, SC 29910 Property Records

Beaufort County property record for 23 Independence Pl, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,790 sqft · built 2016
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$348,523 (Mar 2016)
Tax Bill	$2,509 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242001832`

Property Details

APN / Parcel Number

Primary APN	`242001832`
Alternative APN	`R610 030 000 1900 0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,790 sqft Living Area

Exterior

Year Built	Built 2016
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242001832
Street Address	23 INDEPENDENCE PL
City	BLUFFTON
State	SC
Zip	29910-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT CL 4 SHELL HALL PH LL PB137 P164-165
Legal Subdivision	SHELL HALL S/D PH IA BUCKWALTE
Legal Phase	LL
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2000
Census Tract	2106

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23 INDEPENDENCE PL, BLUFFTON, SC 29910-7858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Apr 3, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Deed Document Number	2016009902
Deed Book / Page	3465 / 2668
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	23 INDEPENDENCE PL, BLUFFTON, SC 29910-7858
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 INDEPENDENCE PL, BLUFFTON, SC 29910-7858

Mortgage

Document Number	0000059759
Date	Oct 31, 2022
Book Page	4194/493
Instrument	2022059759

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	23 INDEPENDENCE PL, BLUFFTON, SC 29910-7858
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002763
Date	Jan 12, 2021
Book Page	3958/1510
Instrument	2021002763

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	23 INDEPENDENCE PL, BLUFFTON, SC 29910-7858
Document Number	0000017481
Book / Page	003565 / 001477
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 INDEPENDENCE PL BLUFFTON SC 299107858, BLUFFTON, SC 29910-7858

Mortgage

Document Number	0000017481
Date	Apr 10, 2017
Book Page	003565/001477
Instrument	17481

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,509.00 (-0.08%)	$15,020 (-29.9%)
2024	$2,511.00	$21,428 (-) Land $3,000 Building $18,428	$535,700 (-) Land $75,000 Building $460,700
2023	$2,511.00 (+8.33%)	$21,428 (+64.07%) Land $3,000 Building $18,428	$535,700 (+64.07%) Land $75,000 Building $460,700
2022	$2,318.00 Homeowner's exemption	$13,060 Land $1,400 Building $11,660	$326,500 Land $35,000 Building $291,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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