1 Duncan St, West Point, MS 39773 Property Records

Clay County property record for 1 Duncan St, West Point, MS 39773

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,176 sqft · built 1977
Lot Size0.241 acres (10,534 sqft)
OwnerCompany Name on Record
Tax Bill$528 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN082C116A 0120000

Property Details

APN / Parcel Number

Primary APN082C116A 0120000

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,176 sqft Finished Area
1st Floor Area1,063 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area10,534 sqft
Patio Area90 sqft

Location & Zoning

Street Address1 DUNCAN ST
CityWEST POINT
StateMS
Zip39773-4971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTWOOD SUB PT III LOT 12 DB 313/26
Legal Range06E
Legal Township17
Legal Section16
Legal SubdivisionWESTWOOD SUB
Legal Lot Number12
JurisdictionCLAY MS
Township / Civil Division3
Census Block Group3
Census Block3044
Census Tract950100

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1901 FILLMORE DR, TUPELO, MS 38801-6200
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Commercial Mortgage
RENASANT BANK
Aug 25, 2025Deed of Trust, Mortgage · Commercial Mortgage
RENASANT BANK
Jul 14, 2025Deed of Trust, Mortgage · Commercial Mortgage
RENASANT BANK
Jan 23, 2025Quit Claim Deed, Transfer · Construction Mortgage
RENASANT BANK
Aug 25, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2025
Deed SaleJan 23, 2025
Prior SaleJan 3, 2022
Deed Document Number2025233
Deed Book / Page321 / 948
Prior Transfer DateAug 24, 2022
Prior Transfer Doc0000313/26
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address1 DUNCAN ST, WEST POINT, MS 39773-4971
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 FILLMORE DR, TUPELO, MS 38801-6200

Mortgage

Document Number0LM575/567
DateSep 30, 2025
Book PageLM 575/567
Instrument2025005711
Lender
NameRENASANT BANK
TypeBank
AddressTUPELO, MS 38802
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term174 Months
DueMar 10, 2040

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address1 DUNCAN ST, WEST POINT, MS 39773-4971
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 FILLMORE DR, TUPELO, MS 38801-6200

Mortgage

Document Number0LM574/682
DateAug 25, 2025
Book PageLM 574/682
Instrument2025005324
Lender
NameRENASANT BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term175 Months
DueMar 10, 2040
Interest
Rate TypeAdjustable Rate

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address1 DUNCAN ST, WEST POINT, MS 39773-4971
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 FILLMORE DR, TUPELO, MS 38801-6200

Mortgage

Document Number0LM573/214
DateJul 14, 2025
Book PageLM 573/214
Instrument2025004547
Lender
NameRENASANT BANK
TypeBank
AddressTUPELO, MS 38802
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term176 Months
DueMar 10, 2040

January 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY MS
Recording DateJan 23, 2025
Property Address1 DUNCAN ST, WEST POINT, MS 39773-4971
Document NumberDEED321/948
Book / PageDEED 321 / 948
Instrument DateJan 23, 2025
Instrument2025000233
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1901 FILLMORE DR, TUPELO, MS 38801-6200

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 FILLMORE DR, TUPELO, MS 38801-6200

Mortgage

Document Number2025000655
DateJan 23, 2025
Instrument2025000655
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term61 Months
DueFeb 10, 2030

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY MS
Recording DateAug 25, 2022
Property Address1 DUNCAN ST, WEST POINT, MS 39773-4971
Document Number0000313/26
Book / Page313 / 26
Map ReferencePB 3 PG 6
Instrument DateAug 24, 2022
Instrument2022004123
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1901 FILLMORE DR, TUPELO, MS 38801-6200

Transferred To (Grantee/Buyer)

NameVerified Name
Address1901 FILLMORE DR, TUPELO, MS 38801-6200

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
MunicipalityWest Point City
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$528.00 (+50.86%)$9,255 (+43.42%) Land $1,470 Building $7,785$61,701 (+43.43%) Land $9,800 Building $51,901
2024$350.00 (-57.63%) Additional exemption filed$6,453 (+16.88%) Land $1,470 Building $4,983$43,017 (+16.87%) Land $9,800 Building $33,217
2023$826.00 (+1.1%) Additional exemption filed$5,521 Land $1,470 Building $4,051$36,809 Land $9,800 Building $27,009
2022$817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSILOAM W/A #3-BEASLEY WELL
public/private · serves 810 people · EPA ID MS0130016
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
4-County Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Duncan St

Nearby Streets

Search Property Records by Address or Parcel Number