1 Concession Oak Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 1 Concession Oak Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$358,840 (Nov 2006)
Tax Bill	$100 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60002800029480000`

Property Details

APN / Parcel Number

Primary APN	`R60002800029480000`
Alternative APN	`12898066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1 CONCESSION OAK DR
City	BLUFFTON
State	SC
Zip	29909-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 1 HERITAGE OAK PLACE BLK 85 PB111 P146-148 PB112 P189-191
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	85
Legal Lot Number	1
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3010
Census Tract	2110

Owner

Source: Beaufort County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 31, 2018	Deed of Trust, Mortgage · Reverse Mortgage NOT AVAILABLE
Jul 23, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2006 · Amount on Record
Deed Sale	Nov 6, 2006 · Amount on Record
Deed Document Number	200689173
Deed Book / Page	2470 / 1005
Last Transfer Date	Oct 17, 2014
Transfer Doc	0000051207
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005689
Date	Feb 8, 2023
Book Page	4216/3333
Instrument	2023005689

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041230
Date	Jul 31, 2018
Book Page	3688/0295
Instrument	2018041230

Lender

Name	NOT AVAILABLE
Address	HICKORY, NC 28602

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	957 Months
Due	Apr 19, 2098

Interest

Rate Type	Adjustable Rate
Rate	5.03%
Type Change Date	Aug 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	1 CONCESSION OAK DR, BLUFFTON, SC 29909-7103
Document Number	0000041231
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1 CONCESSION OAK DR BLUFFTON SC 299097103, BLUFFTON, SC 29909-7103

Mortgage

Document Number	0000041231
Date	Jul 31, 2018
Book Page	003688/000313
Instrument	41231

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jul 30, 2098

Interest

Rate Type	Adjustable Rate
Rate	5.03%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$100.00	$13,570 (-30.3%)
2024	$100.00	$19,468 (-) Land $2,700 Building $16,768	$486,700 (-) Land $67,500 Building $419,200
2023	$100.00	$19,468 (+65.04%) Land $2,700 Building $16,768	$486,700 (+65.04%) Land $67,500 Building $419,200
2022	$100.00	$11,796 Land $2,080 Building $9,716	$294,900 Land $52,000 Building $242,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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