1 Bent Tree Ln, Towanda, IL 61776 Property Records

McLean County property record for 1 Bent Tree Ln, Towanda, IL 61776

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,561 sqft · built 1986
Lot Size	0.53 acres (23,086 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2022)
Tax Bill	$10,651 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-29-326-007`

Property Details

APN / Parcel Number

Primary APN	`08-29-326-007`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,561 sqft Living Area
1st Floor Area	2,561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	23,086 sqft (0.53 acres)
Garage Type	Detached
Garage Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1 BENT TREE LN
City	TOWANDA
State	IL
Zip	61776-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 IN 1ST ADD TO INDIAN CREEK SUB
Legal Range	03E
Legal Township	25N
Legal Section	29
Legal Subdivision	INDIAN CREEK
Legal Lot Number	82
Jurisdiction	MCLEAN IL
Township / Civil Division	MONEY CREEK
Census Block Group	4
Census Block	4042
Census Tract	5102

Owner

1 Bent Tree Ln is owned and occupied by two individuals who bought it in November 2022.

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 BENT TREE LN, TOWANDA, IL 61776-7511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage IAA CU
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
May 11, 2021	Transfer on Death Deed, Transfer
May 11, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 18, 2018	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Prior Sale	Sep 27, 2021 · Amount on File
Deed Document Number	202220989
Prior Transfer Date	Apr 26, 2021
Prior Transfer Doc	0000011085
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 30, 2022
Property Address	1 BENT TREE LN, TOWANDA, IL 61776-7511
Document Number	202200020989
Map Reference	DOC 79-720
Instrument Date	Nov 11, 2022
Instrument	2022-00020989
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 BENT TREE LN, TOWANDA, IL 61776-7511

Mortgage

Document Number	202200020990
Date	Nov 30, 2022
Instrument	2022-00020990

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 27, 2021
Property Address	1 BENT TREE LN, TOWANDA, IL 61776-7511
Document Number	202100023201
Instrument Date	Sep 17, 2021
Instrument	2021-00023201
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 BENT TREE LN, TOWANDA, IL 61776-7511

Mortgage

Document Number	202100023202
Date	Sep 27, 2021
Instrument	2021-00023202

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 17, 2022

Interest

Rate	4.75%

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	May 11, 2021
Property Address	1 BENT TREE LN, TOWANDA, IL 61776-7511
Document Number	202100011086
Map Reference	DOC 79-720
Instrument Date	Apr 26, 2021
Instrument	2021-00011086
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 BENT TREE LN, 1, TOWANDA, IL 61776-7511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 ASPEN CT, BLOOMINGTON, IL 61704-2781

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	May 11, 2021
Property Address	1 BENT TREE LN, TOWANDA, IL 61776-7511
Document Number	202100011085
Map Reference	DOC 79-720
Instrument Date	Apr 26, 2021
Instrument	2021-00011085
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BENT TREE LN, TOWANDA, IL 61776-7511

October 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 18, 2018
Property Address	1 BENT TREE LN, TOWANDA, IL 61776-7511
Document Number	201800017171
Instrument Date	Oct 8, 2018
Instrument	2018-00017171
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Money Creek Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,311 Land $21,411 Building $120,900	$426,933 Land $64,233 Building $362,700
2024	$10,651.00 (+7.31%)
2023	$9,925.00 (+11.08%)	$131,117 (+9.51%) Land $17,838 Building $113,279	$393,351 (+9.51%) Land $53,514 Building $339,837
2022	$8,935.00	$119,731 Land $16,289 Building $103,442	$359,193 Land $48,867 Building $310,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1 Bent Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Bent Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN CREEK HOMEOWNERS AND WATER ASSN. private · serves 210 people · EPA ID IL1135250
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Rise Broadband.

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