N7886 State Rd 89, Waterloo, WI 53594 Property Records

Jefferson County property record for N7886 State Rd 89, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Jan 2024)
Tax Bill	$6,766 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-0813-2742-002`

Property Details

APN / Parcel Number

Primary APN	`030-0813-2742-002`

Exterior

Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	340 ft deep x 150 ft wide

Location & Zoning

Street Address	N7886 STATE ROAD 89
City	WATERLOO
State	WI
Zip	53594-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, CSM 1187-4-67, DOC 754273.
Legal Range	13E
Legal Township	08N
Legal Section	27
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	CERTIFIED SURV MAP 1187
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3016
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	N7886 STATE ROAD 89, WATERLOO, WI 53594-9447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed, Transfer · Conventional Mortgage ONE COMMUNITY BANK
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF LAKE MILLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	1480918
Record Updated	Jun 8, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jan 19, 2024
Property Address	N7886 STATE ROAD 89, WATERLOO, WI 53594-9447
Document Number	0001480918
Map Reference	DOC 754273
Instrument Date	Jan 3, 2024
Instrument	1480918
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N7886 STATE ROAD 89, WATERLOO, WI 53594-9447

Mortgage

Document Number	0001480919
Date	Jan 19, 2024
Instrument	1480919

Lender

Name	ONE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Nov 10, 2021
Property Address	N7886 STATE ROAD 89, WATERLOO, WI 53594-9447
Document Number	0001454821
Map Reference	DOC 754273
Instrument Date	Nov 4, 2021
Instrument	1454821
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,343.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N7886 STATE ROAD 89, WATERLOO, WI 53594-9447

Mortgage

Document Number	0001454822
Date	Nov 10, 2021
Instrument	1454822

Lender

Name	BANK OF LAKE MILLS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
County Subdivision	Waterloo Town
Unified School District	Lake Mills Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,766.00 (+21.43%) Homeowner's exemption	$461,900 (-) Land $86,400 Building $375,500	$547,200
2023	$5,572.00 (+17.35%) Homeowner's exemption	$461,900 (+96.22%) Land $86,400 Building $375,500
2022	$4,748.00 Homeowner's exemption	$235,400 Land $51,100 Building $184,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

Cell Coverage

5G (outdoors only) and 4G LTE

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