N7874 State Rd 89, Waterloo, WI 53594 Property Records

Jefferson County property record for N7874 State Rd 89, Waterloo, WI 53594

Property Summary

Property TypeSingle Family Home
Lot Size2.97 acres (129,460 sqft)
Owner2 Individual Names on Record
Last Sale$176,500 (Oct 1998)
Tax Bill$4,234 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN030-0813-2742-000

Property Details

APN / Parcel Number

Primary APN030-0813-2742-000

Exterior

Lot Area129,460 sqft (2.97 acres)

Location & Zoning

Street AddressN7874 STATE ROAD 89
CityWATERLOO
StateWI
Zip53594-9447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1, CSM 3734-17-178.
Legal Range13E
Legal Township08N
Legal Section27
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionCERTIFIED SURV MAP 3734
Legal Lot Number1
JurisdictionJEFFERSON WI
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3016
Census Tract100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing AddressN7874 STATE ROAD 89, WATERLOO, WI 53594-9447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 1998 · Amount on Record
Deed SaleOct 30, 1998 · Amount on Record
Deed Document Number1004791
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property AddressN7874 STATE ROAD 89, WATERLOO, WI 53594-9447
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001428340
DateJul 22, 2020
Instrument1428340
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
County SubdivisionWaterloo Town
Unified School DistrictLake Mills Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,234.00 (+19.64%) Homeowner's exemption$289,100 (-) Land $101,800 Building $187,300$342,500
2023$3,539.00 Homeowner's exemption$289,100 Land $101,800 Building $187,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on State Rd 89

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