N3657 Co Rd E, Waupaca, WI 54981 Property Records

Waupaca County property record for N3657 Co Rd E, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,960 sqft · built 1975
Lot Size	2.71 acres (118,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2022)
Tax Bill	$2,637 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-21-11-8`

Property Details

APN / Parcel Number

Primary APN	`20-21-11-8`

Interior

Bedrooms	3 Beds
Building Area	1,960 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	118,483 sqft
Porch	Enclosed Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	N3657 COUNTY RD E
City	WAUPACA
State	WI
Zip	54981-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-G
Legal Description	SEC21 T22N R12E PRT NENE DAF LT1 CSM V13P185 V355P104 V450P580 V619P322 V631P97 V779P182 2.72A M/LL
Legal Range	12E
Legal Township	22N
Legal Section	21
Legal Subdivision	CERTIFIED SURV MAP 4311
Legal Lot Number	1
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	2
Census Block	2099
Census Tract	100700

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	N3657 COUNTY RD E, WAUPACA, WI 54981-8540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jun 17, 2022	Warranty Deed, Transfer · VA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Nov 18, 2011 · Amount on Record
Deed Document Number	2022907166
Prior Transfer Date	Oct 5, 2005
Prior Transfer Doc	0000716492
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	N3657 COUNTY RD E, WAUPACA, WI 54981-8540
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N 3657 COUNTY RD NE, WAUPACA, WI 54981-8540

Mortgage

Document Number	0000900104
Date	Oct 28, 2021
Instrument	900104

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 4, 2036

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Jun 17, 2022
Property Address	N3657 COUNTY RD E, WAUPACA, WI 54981-8540
Document Number	0000907166
Map Reference	VOL 13PG185DOC538189
Instrument Date	Jun 17, 2022
Instrument	907166
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N3657 COUNTY RD E, WAUPACA, WI 54981-8540

Mortgage

Document Number	0000907167
Date	Jun 17, 2022
Instrument	907167

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
County Subdivision	Waupaca Town
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,637.00 (+21.58%)	$224,500 (+93.87%) Land $42,200 Building $182,300
2023	$2,169.00 (+15.68%)	$115,800 (-) Land $17,000 Building $98,800
2022	$1,875.00	$115,800 Land $17,000 Building $98,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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