W5778 Koss Rd, Onalaska, WI 54650 Property Records

La Crosse County property record for W5778 Koss Rd, Onalaska, WI 54650

Property Summary

Property Type	General Agricultural/Rural
Lot Size	26.3 acres (1,147,153 sqft)
Owner	2 Company Names on Record
Last Sale	$1,255,000 (Jul 2026)
Tax Bill	$8,714 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-000732-000`

Property Details

APN / Parcel Number

Primary APN	`010-000732-000`
Alternative APNs	`10 732 0` `75173` `64811`

Exterior

Lot Area	1,147,153 sqft (26.3 acres)

Location & Zoning

Street Address	W5778 KOSS RD
City	ONALASKA
State	WI
Zip	54650-8833
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	GENERAL AG
Legal Description	NE-SE EX V550 P115, V556 P842 & V619 P394 & EX CSM NO. 85 VOL 9 DOC NO. 1255893 & EX CSM NO. 157 VOL 9 DOC NO. 1276769 & EX CSM NO. 85 VOL 14 DOC NO. 1528980 & PRT NW-SE COM S1/4 COR SEC 27 N22D25M39SE 1899.11FT TO NE COR OL 1 CSM NO. 25 VOL 9 & POB
Legal Range	07W
Legal Township	17N
Legal Section	27
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3000
Census Tract	10401

Owner

Source: La Crosse County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	8949 E NORA CIR, MESA, AZ 85207-1441
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage ALTRA FEDERAL CREDIT UNION
May 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Oct 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Jun 8, 2023	Warranty Deed, Construction Loan · Construction Mortgage ALTRA FCU
Jul 17, 2023	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20261851467
Prior Transfer Date	Jun 7, 2023
Prior Transfer Doc	0001809882
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 9, 2026
Property Address	W5778 KOSS RD, ONALASKA, WI 54650-8833
Document Number	0001851467
Instrument Date	Jul 8, 2026
Instrument	20261851467
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	TOWN N COUNTRY TITLE LLC, TOWN N COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380,265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8949 E NORA CIR, MESA, AZ 85207-1441

Mortgage

Document Number	0001851468,
Date	Jul 9, 2026
Instrument	20261851468

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5778 KOSS RD, ONALASKA, WI 54650-8833
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001820653
Date	May 30, 2024
Instrument	1820653

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	13.5%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5778 KOSS RD, ONALASKA, WI 54650-8833
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001826368
Date	Oct 28, 2024
Instrument	1826368

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

June 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 8, 2023
Property Address	W5778 KOSS RD, ONALASKA, WI 54650-8833
Document Number	0001808524
Map Reference	DOC 1255893 PG 85
Instrument Date	Jun 7, 2023
Instrument	1808524
Transaction Type	Construction Loan
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001808525
Date	Jun 8, 2023
Instrument	1808525

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2024

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 17, 2023
Property Address	W5778 KOSS RD, ONALASKA, WI 54650-8833
Document Number	0001809882
Instrument Date	Jun 7, 2023
Instrument	1809882
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W6019 COUNTY RD S, ONALASKA, WI 54650-8810

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,714.00 (+3,790.18%)	$544,300 (+3,577.7%) Land $35,600 Building $508,700	$947,700 (+6,303.38%)
2023	$224.00 (-2.61%)	$14,800 (+0.68%) Land $14,800	$14,800 (+0.68%) Land $14,800
2022	$230.00	$14,700 Land $14,700	$14,700 Land $14,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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