W5777 Koss Rd, Onalaska, WI 54650 Property Records

La Crosse County property record for W5777 Koss Rd, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-000736-003`

Property Details

APN / Parcel Number

Primary APN	`010-000736-003`
Alternative APNs	`10 736 3` `13964`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Account Number	13964
Old Parcel Number	10 736 3
Street Address	W5777 KOSS RD
City	ONALASKA
State	WI
Zip	54650-8834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	PRT SE-SE SEC 27 & NE-NE SEC 34 COM SE COR SEC 27 N37D49M14SW 1205.73FT TO POB N20D52MW 200.3FT S67D47MW 148.4FT S86D3MW 444.
Legal Range	07
Legal Township	17
Legal Section	27
Legal Quarter	SE
Quarter-Quarter Section	SE
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3000
Census Tract	10401

Owner

W5777 Koss Rd is owned and occupied by two individuals who acquired it in October 1997.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	W5777 KOSS RD, ONALASKA, WI 54650-8834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 1997
Deed Sale	Oct 7, 1997
Deed Document Number	1182333
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5777 KOSS RD, ONALASKA, WI 54650-8834
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001784649
Date	Nov 16, 2021
Instrument	1784649

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2051

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5777 KOSS RD, ONALASKA, WI 54650-8834
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1784206
Date	Nov 9, 2021
Instrument	1784206

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5777 KOSS RD, ONALASKA, WI 54650-8834
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1695966
Date	Jul 6, 2017
Instrument	1695966

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5777 KOSS RD, ONALASKA, WI 54650-8834
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1766848
Date	Feb 24, 2021
Instrument	1766848

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for W5777 Koss Rd was $2,873 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,873.00 Homeowner's exemption	$193,700 Land $31,700 Building $162,000	$351,600
2023	$2,930.00 Homeowner's exemption	$193,400 Land $31,400 Building $162,000	$193,400 Land $31,400 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place W5777 Koss Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around W5777 Koss Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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