W5685 Koss Rd, Onalaska, WI 54650 Property Records

La Crosse County property record for W5685 Koss Rd, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	6.27 acres (273,121 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Oct 2025)
Tax Bill	$3,845 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010-000697-002`

Property Details

APN / Parcel Number

Primary APN	`010-000697-002`
Alternative APNs	`10 697 2` `13849`

Exterior

Lot Area	273,121 sqft (6.27 acres)

Location & Zoning

Account Number	13849
Old Parcel Number	10 697 2
Street Address	W5685 KOSS RD
City	ONALASKA
State	WI
Zip	54650-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	PRT NW-SW COM SE COR N0D11M19SW ALG E LN 440.81FT TO POB N0D11M19SW ALG E LN 842.14FT TO C/L KOSS RD ALG C/L ALG CURV S72D38M
Legal Range	07
Legal Township	17
Legal Section	26
Legal Quarter	NW
Quarter-Quarter Section	SW
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3000
Census Tract	10401

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 MCHUGH RD STE 1, 1, HOLMEN, WI 54636-6104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARK BANK
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARK BANK
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 3, 2025	Deed, Transfer TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE
Jan 18, 2022	Quit Claim Deed, Transfer UNKNOWN, NEW CASTLE TITLE
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORP
Jul 22, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Jan 18, 2022
Deed Document Number	1839490
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5685 KOSS RD, ONALASKA, WI 54650-8816
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001702107
Date	Nov 7, 2017
Instrument	1702107

Lender

Name	PARK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 6, 2018

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5685 KOSS RD, ONALASKA, WI 54650-8816
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001704496
Date	Dec 29, 2017
Instrument	1704496

Lender

Name	PARK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2018

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5685 KOSS RD, ONALASKA, WI 54650-8816
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001748982
Date	Jun 26, 2020
Instrument	1748982

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Oct 3, 2025
Property Address	W5685 KOSS RD, ONALASKA, WI 54650-8816
Document Number	0001839490
Instrument Date	Oct 3, 2025
Instrument	1839490
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 MCHUGH RD STE 1, 1, HOLMEN, WI 54636-6104

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jan 18, 2022
Property Address	W5685 KOSS RD, ONALASKA, WI 54650-8816
Document Number	0001788063
Instrument Date	Jan 14, 2022
Instrument	1788063
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	UNKNOWN, NEW CASTLE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jan 18, 2022
Property Address	W5685 KOSS RD, ONALASKA, WI 54650-8816
Document Number	0001788061
Instrument Date	Jan 14, 2022
Instrument	1788061
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	UNKNOWN, NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001788062
Date	Jan 18, 2022
Instrument	1788062

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 22, 2019
Property Address	W5685 KOSS RD, ONALASKA, WI 54650-8816
Document Number	0001929544
Instrument Date	Jul 12, 2019
Instrument	1929544
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001929545
Date	Jul 22, 2019
Instrument	1929545

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,845.00 (+11.77%) Homeowner's exemption	$254,000 (-) Land $60,300 Building $193,700	$424,200 (+12.7%)
2024	$3,440.00 (-10.6%) Homeowner's exemption	$254,000 (-) Land $60,300 Building $193,700	$376,400 (+48.19%)
2023	$3,848.00 Homeowner's exemption	$254,000 Land $60,300 Building $193,700	$254,000 Land $60,300 Building $193,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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