W5665 Koss Rd, Onalaska, WI 54650 Property Records

La Crosse County property record for W5665 Koss Rd, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	2.36 acres (102,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,000 (Sep 2012)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-000696-002`

Property Details

APN / Parcel Number

Primary APN	`010-000696-002`
Alternative APNs	`10 696 2` `67753`

Exterior

Lot Area	102,802 sqft (2.36 acres)

Location & Zoning

Account Number	67753
Street Address	W5665 KOSS RD
City	ONALASKA
State	WI
Zip	54650-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	PRT NE-SW COM NW COR S42ME 29.4FT TO C/L RD & POB S85D6ME 201.09FT S77D11ME 133.91FT S24D35MW 469.72FT N86D20MW 130FT TO W LN NE-SW N42MW 465.74FT TO POB EX PRT TAKEN FOR KOSS RD AS EX IN V706 P260 & PER SS66.1024 & SS82.31(2)
Legal Range	07W
Legal Township	17N
Legal Section	26
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	3
Census Block	3000
Census Tract	10401

Owner

Source: La Crosse County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	W5665 KOSS RD, ONALASKA, WI 54650-8816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Construction Mortgage COULEE BANK
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage COULEE BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COULEE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2012 · Amount on Record
Deed Sale	Sep 26, 2012 · Amount on Record
Deed Document Number	20121605994
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Recording Date	Jul 9, 2026
Property Address	W5665 KOSS RD, ONALASKA, WI 54650-8816
Document Number	0001851442
Instrument Date	Jul 9, 2026
Instrument	20261851442
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W5665 KOSS RD, ONALASKA, WI 54650-8816

Mortgage

Document Number	0001851442,
Date	Jul 9, 2026
Instrument	20261851442

Lender

Name	COULEE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2036

Interest

Rate	6.52%
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5665 KOSS RD, ONALASKA, WI 54650-8816
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1722543
Date	Feb 21, 2019
Instrument	1722543

Lender

Name	COULEE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2034

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	W5665 KOSS RD, ONALASKA, WI 54650-8816
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1744199
Date	Apr 20, 2020
Instrument	1744199

Lender

Name	COULEE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Onalaska Town
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,524.00 (-0.62%) Homeowner's exemption	$234,100 (-) Land $48,600 Building $185,500	$391,000 (+67.02%)
2023	$3,546.00 Homeowner's exemption	$234,100 Land $48,600 Building $185,500	$234,100 Land $48,600 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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