S734 Lovers Ln, Elroy, WI 53929 Property Records

Vernon County property record for S734 Lovers Ln, Elroy, WI 53929

Property Summary

Property Type	Wasteland, Marsh, Swamp Vacant Land
Lot Size	26.2 acres (1,145,628 sqft)
Owner	Company Name on File
Last Sale	$240,000 (Nov 2024)
Tax Bill	$82 (2025)
Deeds & Mortgages	May 2008 Mortgage Aug 2014 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-00280-0000`

Property Details

APN / Parcel Number

Primary APN	`022-00280-0000`
Alternative APN	`62022THI 280`

Exterior

Lot Area	1,145,628 sqft (26.2 acres)

Location & Zoning

Street Address	S734 LOVERS LN
City	ELROY
State	WI
Zip	53929-9607
Property Category	Vacant Land
Property Type	Vacant Land > Wasteland, Marsh, Swamp
Legal Description	NW SW EX PART IN SW COR & EX PT SOLD AND EX PART OF A SURVEY DESCRIPTION & EX LOT 1 OF 13 CSM 33
Legal Lot Number	1
Jurisdiction	VERNON WI
Township / Civil Division	HILLSBORO
Census Block Group	3
Census Block	3056
Census Tract	960100

Owner

S734 Lovers Ln, wasteland, marsh, swamp vacant land, is owned by a company that bought it in November 2024.

Source: Vernon County records, as of February 20, 2026

Owner of Record	Company Name on File
Mailing Address	14336 S SILVER LN, PLAINFIELD, IL 60544-7642
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2008	Deed of Trust, Mortgage FARMERS STATE BANK
Aug 20, 2014	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage WESTBY CO OP CU
Sep 7, 2011	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Document Number	538209
Record Updated	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	S734 LOVERS LN, ELROY, WI 53929-9607
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444146
Date	May 9, 2008
Instrument	444146

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	HILLSBORO, WI 54634

Agreement

Amount	Amount on Record

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	S734 LOVERS LN, ELROY, WI 53929-9607
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NATL TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000483403
Date	Aug 20, 2014
Instrument	483403

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2029

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Oct 12, 2022
Property Address	S734 LOVERS LN, ELROY, WI 53929-9607
Document Number	0000529249
Instrument Date	Oct 12, 2022
Instrument	529249
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.40
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S ADAMS ST, NEW LISBON, WI 53950-1207

Mortgage

Document Number	0000529250
Date	Oct 12, 2022
Instrument	529250

Lender

Name	WESTBY CO OP CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year T-Bill
Max Rate	10%

September 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VERNON WI
Recording Date	Sep 7, 2011
Property Address	S734 LOVERS LN, ELROY, WI 53929-9607
Document Number	0000466205
Instrument Date	Aug 3, 2011
Instrument	466205
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount on Record
Tax	$77.25
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	S734 LOVERS LN, ELROY, WI 53929-9607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5734 LOVERS LN, ELROY, WI 53929

Mortgage

Document Number	0000466206
Date	Sep 7, 2011
Instrument	466206

Lender

Name	FIRST EQUITY MORTGAGE CO
Type	Non-Lending Institution
Address	MILWAUKEE, WI 53227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for S734 Lovers Ln was $82.

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
County Subdivision	Hillsboro Town
Unified School District	Royall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$82.00	$2,700 Land $2,700	$5,800
2023	$76.00 (+76.74%)	$1,800 (+33.33%) Land $1,800	$5,700 (+5%)
2022	$43.00 Homeowner's exemption	$1,350 Land $1,350	$3,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place S734 Lovers Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2008–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around S734 Lovers Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hillsboro Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lovers Ln

Nearby Streets

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